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| 22.11.25 23:14:00 |
The Hits Keep on Coming for Tesla Investors |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
China's EV market is ultra-competitive and in the middle of a price war. Tesla's sales plunged 36% in China during October. Tesla's lofty valuation is driven by investors looking to the future. These 10 stocks could mint the next wave of millionaires ›
Tesla(NASDAQ: TSLA) has been a tale of two tales this year. The first part of the year brought a steep decline in share price as investors grappled with declining global sales, profits, and consumer backlash from Elon Musk's political antics. The next tale was of Tesla's swift and significant rebound in share price as investors looked to the future possibilities in artificial intelligence, robotics, and robotaxis. Tesla's next small speed bump has arrived, and this one comes in the form of disappointing news in a key market.
What's going on?
Just about every automaker in China is having a rough time. The market much more quickly adopted electric vehicles (EVs) and the government helped subsidize domestic automakers to bolster their technology and innovation. It worked almost too well and the result was a plethora of advanced domestic electric vehicle makers that created a brutal price war. It dealt massive blows to foreign automakers that couldn't compete on product, price, or both. To make matters worse the overall industry has a problem with production overcapacity and now Chinese automakers are rushing to export vehicles overseas, potentially bringing ultra-competitive and highly advanced EVs to the U.S. doorstep which is currently protected by steep tariffs on import vehicles.
Tesla has fared better than some competitors, but it has still felt the crunch in China. Recent data suggests more of the same: Tesla's sales in China dropped to 26,006 in October, the lowest in three years. Sales plunged 36% compared to the prior year, and the sales number was a far cry from September's figure of 71,525 when Tesla began deliveries of the Model Y L, a longer-wheelbase and six-seat version of the Model Y. Tesla's share of China's EV market checked in at a modest 3.2% in October, down substantially from 8.7% in September and its lowest again in three years.
The silver lining, although it isn't much of one, is that Tesla's exports of China-made vehicles rose to a two-year high of 35,491 last month. Unfortunately, that silver lining only extends so far, and Tesla's struggles are widespread. In October, Tesla sales fell 23% year over year in four markets: North America, Europe, China, and South Korea, according to data tracked by Wells Fargo's Colin Langan.
Weiterlesen
Image source: Tesla.
The road ahead
With Tesla's sales lagging in key markets around the world, and analysts expecting a slowdown in the North American EV market after the $7,500 federal tax credit expired at the end of September, one might think Tesla's stock would be in the dumps. That's far from the case -- Tesla's valuation remains insanely lofty at a price-to-earnings of roughly 290 and its market capitalization is more than Ford Motor Company and General Motors combined 10 times over.
That's simply because investors and analysts are focused on Tesla's future potential. In fact, shareholders just approved with a 75% rate a compensation package for CEO Elon Musk that's valued at up to $1 trillion. The kicker is that many of Musk's milestones are based on future businesses: He needs to sell cars but also 10 million driver assistance subscriptions, 1 million robots, and commercially operate 1 million robotaxis.
Ultimately, shareholders' vote on Musk's compensation package comes at an ideal time for investors to also revisit their investing thesis on Tesla. Tesla has the ability to innovate its way to a lucrative future based on AI, robotics, and driverless vehicles, but right now it's still mostly an automaker and that business isn't great currently. Investors would be wise to expect a few bumpy quarters from Tesla as it tries to navigate choppy waters that include an aging lineup, mounting lawsuits, consumer backlash and declining sales, struggling profits, a slow ramp in its robotaxi business, among other headwinds.
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Wells Fargo is an advertising partner of Motley Fool Money. Daniel Miller has positions in Ford Motor Company and General Motors. The Motley Fool has positions in and recommends Tesla. The Motley Fool recommends General Motors. The Motley Fool has a disclosure policy.
The Hits Keep on Coming for Tesla Investors was originally published by The Motley Fool
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| 22.11.25 23:05:00 |
Billionaire Warren Buffett Owns 6 Dow Jones Stocks. Here's My Top Buy for 2026. |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Many of Berkshire's top holdings are industry-leading companies that deliver consistent results. Visa has a predictable runway for future growth. The payment processor just rewarded shareholders with over $22 billion in stock buybacks and dividends. 10 stocks we like better than Visa ›
Warren Buffett-led Berkshire Hathaway(NYSE: BRK.A)(NYSE: BRK.B) holds positions in over 40 publicly traded companies, six of which are components of the Dow Jones Industrial Average(DJINDICES: ^DJI).
The Dow has 30 components in total, and four out of five of Berkshire's largest holdings are Dow stocks: Apple, American Express, Coca-Cola, and Chevron.
Additionally, Berkshire owns Amazon, which was added to the Dow last year, and Visa(NYSE: V).
Here's why Visa is my top buy of these six names for 2026.Image source: Getty Images.
A high-margin cash cow
Berkshire's public equity portfolio is worth approximately $302 billion. But its controlled businesses are arguably even more valuable. The crown jewel is its property and casualty insurance businesses. Given Berkshire's expertise in finding value in the financial sector, it's no surprise that it owns all three of the major credit card companies -- American Express, Visa, and Mastercard.
Visa is the largest of the three, both in terms of market capitalization and transaction volume. The more cards that enter the Visa network, the greater the incentive for merchants worldwide to accept Visa, which boosts revenue that can be used to partner with even more financial institutions, in turn leading to more card issuances. Rinse and repeat.
As you can see in the chart, Visa is converting nearly half of its revenue into free cash flow (FCF) -- which showcases just how efficiently its business operates.V Revenue (TTM) data by YCharts
Visa's main expenses are related to maintaining and expanding its network, labor, and marketing. It's a very capital-light business model, especially considering that Visa partners with financial institutions to issue cards. By not issuing its own cards, Visa doesn't have to worry about bearing the credit risk. So it's not liable for how responsibly or irresponsibly its card users manage their spending.
Another benefit is that it doesn't have to pay its users rewards. That's also done by financial institutions, such as JPMorgan Chase's Chase Sapphire and Chase Freedom Unlimited, the Bank of America Customer Cash Rewards card, or the Wells Fargo Active Cash card, which are all Visa cards. By comparison, American Express spends more than double on cardmember perks than it collects in annual fees (but it makes up for that shortfall in other ways).
Story Continues
Visa passes along its free cash flow to shareholders
Visa's high-margin business makes it arguably the greatest cash cow in the financial services industry.
Because Visa has low capital expenditures, it is able to convert nearly all of its operating cash flow into FCF. Visa returns that FCF to shareholders through dividends and more, importantly, stock buybacks.
Metric Full Year Fiscal 2025 Net cash provided by operating activities $23.06 billion Capital expenditures $1.48 billion Free cash flow $21.58 billion Share repurchases $18.19 billion Dividends $4.63 billion
Data source: Visa. Fiscal year 2025 ended Sept. 30.
In Visa's 2025 fiscal year, which ended Sept. 30, 2025, the company returned roughly 4 times more cash through stock buybacks than dividends. Here lies Visa's ace in the hole. By using its FCF on buybacks over dividends, Visa consistently reduces its share count. With fewer shares to go around, Visa's earnings per share increase from the core business growing earnings as well as through a lower outstanding share count.
Buybacks are a significant reason why Visa is still a good value. Despite Visa's stock price increasing over fourfold in the last decade, Visa's price-to-earnings (P/E) ratio is still just 32.3 times trailing-12-month earnings, which is lower than its 10-year median P/E of 34.3.
If Visa were to reallocate share repurchases toward dividends, it would yield a whopping 3.6% instead of its actual yield of 0.8%. However, long-term investors would prefer Visa to continue buying back stock disproportionately and paying a relatively small dividend, as it's a better use of capital if the stock continues to perform well.
You can count on Visa in 2026 and beyond
Visa checks all the boxes of a high-quality stock to buy now. Major indexes, such as the S&P 500, sport relatively expensive valuations because many of the largest companies by market capitalization have seen their stock prices rise faster than earnings, which puts pressure on these companies to deliver on expectations.
Visa doesn't have that problem because its valuation is reasonable. And yet, it's not a stodgy, low-growth stock like Coca-Cola, where investors can only pencil in mid-single-digit annual earnings growth. Visa should continue to grow earnings in the low double digits per year, even if consumer spending declines.
Add it all up, and Visa is one of my highest-conviction buys for 2026.
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Wells Fargo is an advertising partner of Motley Fool Money. American Express is an advertising partner of Motley Fool Money. Bank of America is an advertising partner of Motley Fool Money. JPMorgan Chase is an advertising partner of Motley Fool Money. Daniel Foelber, CFP has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon, Apple, Berkshire Hathaway, Chevron, JPMorgan Chase, Mastercard, and Visa. The Motley Fool has a disclosure policy.
Billionaire Warren Buffett Owns 6 Dow Jones Stocks. Here's My Top Buy for 2026. was originally published by The Motley Fool
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| 22.11.25 21:22:56 |
Goldman's 20 S&P 500 stocks with least concentrated hedge fund ownership ranked by SA Quant |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | [Trading charts background]
da-kuk
Goldman Sachs analysts updated their basket of 20 S&P 500 stocks with the least concentrated hedge fund ownership on Thursday, adding four new names to a list that was topped by Dominion Energy (D [https://seekingalpha.com/symbol/D]).
The analysts also updated their basket of 20 most concentrated hedge fund ownership stocks, which can be seen here ranked by their Seeking Alpha Quant rating [https://seekingalpha.com/news/4525152-goldmans-20-sp-500-stocks-with-most-concentrated-hedge-fund-ownership-ranked-by-sa-quant].
Note that Goldman defines "concentration" as the share of market cap owned in aggregate by hedge funds. The four new additions to the basket were Coca-Cola (KO [https://seekingalpha.com/symbol/KO]), Duke Energy (DUK [https://seekingalpha.com/symbol/DUK]), Eli Lilly (LLY [https://seekingalpha.com/symbol/LLY]), and Oracle (ORCL [https://seekingalpha.com/symbol/ORCL]).
The list is topped by Realty Income (O [https://seekingalpha.com/symbol/O]) with a Buy rating of 3.93, making it the only stock to receive a Buy recommendation. The remaining stocks all received Hold ratings, with Apple (AAPL [https://seekingalpha.com/symbol/AAPL]), Exxon Mobil (XOM [https://seekingalpha.com/symbol/XOM]), and Eli Lilly (LLY [https://seekingalpha.com/symbol/LLY]) among the highest rated in this category. RTX (RTX [https://seekingalpha.com/symbol/RTX]) stands out with the strongest year-to-date performance at +46.6%, while Erie Indemnity (ERIE [https://seekingalpha.com/symbol/ERIE]) is the only stock showing negative performance for the year at -28.1%.
Seeking Alpha’s Quant system ranks stocks based on their performance on certain critical quantitative measures, such as valuation, growth, profitability, and momentum. Each stock is rated on a scale of 1 to 5, with any rating above 3.5 indicating a bullish outlook, while scores below 2.5 represent a bearish profile.
Here are Goldman's top 20 S&P 500 stocks with the least concentrated hedge fund ownership as of September 30, 2025, as ranked by their Quant ratings:
* Realty Income (O [https://seekingalpha.com/symbol/O]), Quant Rating: 3.93 Buy [https://seekingalpha.com/symbol/O/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.7%.
* Apple (AAPL [https://seekingalpha.com/symbol/AAPL]), Quant Rating: 3.48 Hold [https://seekingalpha.com/symbol/AAPL/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* Exxon Mobil (XOM [https://seekingalpha.com/symbol/XOM]), Quant Rating: 3.47 Hold [https://seekingalpha.com/symbol/XOM/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.5%.
* Eli Lilly (LLY [https://seekingalpha.com/symbol/LLY]), Quant Rating: 3.47 Hold [https://seekingalpha.com/symbol/LLY/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* RTX (RTX [https://seekingalpha.com/symbol/RTX]), Quant Rating: 3.46 Hold [https://seekingalpha.com/symbol/RTX/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.9%.
* IBM (IBM [https://seekingalpha.com/symbol/IBM]), Quant Rating: 3.44 Hold [https://seekingalpha.com/symbol/IBM/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.5%.
* Wells Fargo (WFC [https://seekingalpha.com/symbol/WFC]), Quant Rating: 3.43 Hold [https://seekingalpha.com/symbol/WFC/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.6%.
* Verizon (VZ [https://seekingalpha.com/symbol/VZ]), Quant Rating: 3.42 Hold [https://seekingalpha.com/symbol/VZ/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* Walmart (WMT [https://seekingalpha.com/symbol/WMT]), Quant Rating: 3.41 Hold [https://seekingalpha.com/symbol/WMT/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.9%.
* American Express (AXP [https://seekingalpha.com/symbol/AXP]), Quant Rating: 3.41 Hold [https://seekingalpha.com/symbol/AXP/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.6%.
* Oracle (ORCL [https://seekingalpha.com/symbol/ORCL]), Quant Rating: 3.40 Hold [https://seekingalpha.com/symbol/ORCL/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.9%.
* Chevron (CVX [https://seekingalpha.com/symbol/CVX]), Quant Rating: 3.33 Hold [https://seekingalpha.com/symbol/CVX/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* Amgen (AMGN [https://seekingalpha.com/symbol/AMGN]), Quant Rating: 3.33 Hold [https://seekingalpha.com/symbol/AMGN/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.5%.
* Coca-Cola (KO [https://seekingalpha.com/symbol/KO]), Quant Rating: 3.28 Hold [https://seekingalpha.com/symbol/KO/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.7%.
* Abbott Laboratories (ABT [https://seekingalpha.com/symbol/ABT]), Quant Rating: 3.24 Hold [https://seekingalpha.com/symbol/ABT/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.5%.
* Duke Energy (DUK [https://seekingalpha.com/symbol/DUK]), Quant Rating: 3.17 Hold [https://seekingalpha.com/symbol/DUK/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* Dominion Energy (D [https://seekingalpha.com/symbol/D]), Quant Rating: 3.13 Hold [https://seekingalpha.com/symbol/D/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.3%.
* Erie Indemnity (ERIE [https://seekingalpha.com/symbol/ERIE]), Quant Rating: 3.13 Hold [https://seekingalpha.com/symbol/ERIE/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.8%.
* Emerson (EMR [https://seekingalpha.com/symbol/EMR]), Quant Rating: 2.78 Hold [https://seekingalpha.com/symbol/EMR/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.7%.
* Fastenal (FAST [https://seekingalpha.com/symbol/FAST]), Quant Rating: 2.71 Hold [https://seekingalpha.com/symbol/FAST/ratings/quant-ratings], percentage of equity cap owned by hedge funds: 0.5%.
Here are some exchange-traded funds that track the benchmark S&P 500 index (SP500 [https://seekingalpha.com/symbol/SP500]): (SPY [https://seekingalpha.com/symbol/SPY]), (VOO [https://seekingalpha.com/symbol/VOO]), (IVV [https://seekingalpha.com/symbol/IVV]), (RSP [https://seekingalpha.com/symbol/RSP]), (SSO [https://seekingalpha.com/symbol/SSO]), (UPRO [https://seekingalpha.com/symbol/UPRO]), (SH [https://seekingalpha.com/symbol/SH]), (SDS [https://seekingalpha.com/symbol/SDS]), and (SPXU [https://seekingalpha.com/symbol/SPXU]).
MORE ON THE MARKETS
* Hunting For AI Bubbles? Look Outside Of AI But Stay Invested [https://seekingalpha.com/article/4846878-hunting-for-ai-bubbles-look-outside-but-stay-invested]
* This Looks Like A Bubble: The Alarming Signs Inside The AI Boom [https://seekingalpha.com/article/4846870-this-looks-like-bubble-alarming-signs-inside-ai-boom]
* Weekly Indicators: Deceleration In Withholding Tax Payments Continues [https://seekingalpha.com/article/4846726-weekly-indicators-deceleration-in-withholding-tax-payments-continues]
* Which of Goldman's hedge fund favorites is the worst buy, as per SA Quant ratings? [https://seekingalpha.com/news/4525148-which-of-goldmans-hedge-fund-favorites-is-the-worst-buy-as-per-sa-quant-ratings]
* Which of Goldman's hedge fund favorites is the best buy, as per SA Quant ratings? [https://seekingalpha.com/news/4525136-which-of-goldmans-hedge-fund-favorites-is-the-best-buy-as-per-sa-quant-ratings]
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| 22.11.25 21:01:17 |
I Just Retired At 62 With $980K Between My 401(k), Roth IRA, And Brokerage Account—Which Do I Tap First So I Don't Get Crushed on Taxes? |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | When Jim, 62, walked away from his aerospace engineering career last month, he didn't exactly feel like he was walking into freedom.
He'd spent decades saving—meticulously tracking every contribution, every market wobble, every penny of employer match—but now that he's finally retired, he's staring down a new kind of stress: which account does he pull from first?
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Jim and his wife, Carla, 60, live in suburban Colorado. Carla works part-time at a local library, bringing in about $18,000 a year, which helps cover health insurance for now. They raised two kids, both grown, and their four-bedroom home is fully paid off. No pensions, no rental income, just a carefully built nest egg worth $980,000 split across three buckets:
$570,000 in a traditional 401(k) $220,000 in a Roth IRA $190,000 in a taxable brokerage account
They also have $38,000 in a high-yield savings account for emergencies. Their monthly expenses hover around $4,200. Jim is planning to delay Social Security until age 67 to lock in a higher benefit, but until then, the couple has to rely on what they've saved.
The problem: withdrawing from the wrong account too early—or in the wrong order—could lead to thousands in unnecessary taxes over time. Jim knows that once he turns 73, required minimum distributions, or RMDs, will force him to pull from his tax-deferred 401(k) whether he wants to or not. That worries him, especially if it pushes him into a higher tax bracket later.
Carla, who took time off to raise their children and only began contributing to a Roth in her 50s, doesn't have much in retirement savings herself. Jim always figured his plan would be enough for both of them.
The Classic Debate: Taxable, Then Tax-Deferred?
Financial planners often promote the "classic" withdrawal order:
Taxable brokerage accounts Tax-deferred accounts like traditional 401(k)s or IRAs Tax-free Roth accounts last, to let them grow as long as possible
The idea is to tap into funds with the lowest tax consequence first, preserving the tax-advantaged growth of the others. But that assumes you're not planning Roth conversions or trying to qualify for health insurance subsidies.
Jim's in a gray zone. With no Social Security yet and a low current income, his effective tax rate is unusually low. That's where the Roth conversion crowd chimes in.
Story Continues
Trending: 7 Million Gamers Already Trust Gameflip With Their Digital Assets — Now You Can Own a Stake in the Platform
What If Jim Did Roth Conversions?
Some advisors argue that early retirement—especially before RMDs or Social Security—can be the perfect time to do small Roth conversions, pulling money from the 401(k) at low tax rates and converting it into a Roth to avoid higher taxes later.
Financial expert Suze Orman has even called not taking advantage of a Roth conversion one of her "biggest money mistakes," saying she missed a key chance to let her savings grow tax-free.
But that strategy means paying taxes now—and Jim isn't sure he's emotionally ready to see his balance drop just to save on future taxes.
The ACA Wildcard
If Carla retires in two years, they'll need to buy health insurance on the marketplace. Here's where things get tricky: any extra income, even from a 401(k) withdrawal, could disqualify them from getting Affordable Care Act subsidies, costing them thousands per year in premiums.
If Jim relies too heavily on his 401(k) for the next few years, he might unknowingly price himself out of affordable health insurance.
What If He Just Stuck to the Brokerage Account?
Let's say Jim pulls $50,000 a year from the brokerage account for now. Because it's mostly long-term capital gains, he could pay very little in taxes—maybe even zero if his taxable income stays low. This would preserve his Roth and 401(k) balances while avoiding ACA traps.
But that also means selling investments, giving up long-term compounding, and potentially triggering capital gains. Plus, it's not a permanent solution—he'll still need to deal with the 401(k) eventually.
See Also: Buffett's Secret to Wealth? Private Real Estate—Get Institutional Access Yourself
And If He Starts With the 401(k)?
If Jim pulled from his 401(k) instead—say, $50,000 this year—that money would be taxed as ordinary income. He'd stay in the 12% federal bracket, but every withdrawal raises his taxable income, making future ACA subsidies harder to qualify for.
The Roth Temptation
Then there's the Roth IRA, sitting untouched. It's tax-free. It's flexible. It's tempting. But draining it now could mean giving up one of the most powerful tools for tax-free compounding and inheritance.
Experts often advise retirees to save Roths for last—or at least for unexpected expenses that would otherwise trigger a tax hit.
No One-Size-Fits-All Plan
In Jim's case, there's no perfect answer. He could prioritize the brokerage account and sprinkle in small Roth conversions from his 401(k) while he's in a low bracket. He could delay drawing from the Roth until much later. Or he could split his withdrawals across all three to smooth out taxes over time.
It's not about finding the right account to draw from. It's about managing the long-term tax impact, avoiding benefit cliffs, and maintaining flexibility in a world full of unknowns.
But Jim's question isn't unusual—and he's not the only retiree looking at a pile of savings and wondering, Now what?
Read Next: Wall Street's $12B Real Estate Manager Is Opening Its Doors to Individual Investors — Without the Crowdfunding Middlemen
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View Comments |
| 22.11.25 21:00:00 |
US Retail Sales Are Proving Resilient While Risks Mount |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | A shopper pushes a cart outside a Walmart store in Pittsburg, California.
(Bloomberg) -- US retail sales growth likely moderated a touch in September, capping an otherwise solid quarter of spending by consumers who are nonetheless frustrated by high prices and anxious about job security.
Most Read from Bloomberg
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Economists expect a 0.4% increase in sales after the 0.6% gain a month earlier, based on the Bloomberg survey median estimate. Delayed for more than a month by the government shutdown, the Census Bureau is scheduled to issue the figures on Tuesday.
Retail demand proved resilient over the summer, probably helping to fuel an acceleration in economic growth during the third quarter. At the same time, there’s a risk that consumer outlays will cool as many employers temper hiring.
Moreover, discretionary spending is being supported mostly by upper-income shoppers enjoying the fruits of the year’s stock market rally. For those further down the income ladder, the higher cost of many staple items is taking a toll.
The latest University of Michigan data show consumers have the dimmest views of their personal finances since 2009, and see the probability of losing their jobs at the highest in five years.
In the retail space, companies including Walmart Inc. and Gap Inc. have reported strong quarterly sales as well as success in appealing to higher-income shoppers. Yet Home Depot Inc. warned that many consumers are putting remodeling projects and big-ticket purchases on hold.
Other key US data in the coming week include the producer price index and durable goods orders for September, as well as weekly jobless claims. Those reports come ahead of Thursday’s Thanksgiving holiday and Black Friday, the biggest retailing day of the year.
Meanwhile, the Federal Reserve’s latest Beige Book on Wednesday, covering October and early November, is likely to highlight weakness in employment and activity.
What Bloomberg Economics Says:
“Labor-market conditions bottomed during the summer, then improved gradually until the government shutdown began — which led to some renewed weakness in spending and hiring. Firms are mostly seeking ways to cut costs by adopting technology and trimming hiring. Altogether, we believe the Fed can and probably should cut rates in December to sustain the fragile recovery that began during the summer.”
Story Continues
—Anna Wong, Stuart Paul, Eliza Winger, Estelle Ou, Chris G. Collins, Troy Durie and Alex Tanzi. For full analysis, click here
Canada will release gross domestic product data on Friday. It likely grew slightly in the third quarter after contracting between April and June as US tariffs crushed exports. The Bank of Canada expects 0.5% expansion on an annualized basis, and has said it believes rates are at “about the right level” as long as the economy and inflation evolve in line with its forecasts.
Traders in overnight swaps currently see just a slim, 3% chance of a rate cut at the central bank’s Dec. 10 meeting. Still, the GDP report is expected to show a sluggish economy with a manufacturing sector hit hard by the US trade war.
For more, read Bloomberg Economics’ full Week Ahead for the US
Elsewhere, the long-awaited UK budget and inflation readings from Australia to Germany to Mexico will draw attention. Central bankers in New Zealand, Israel and Nigeria are likely to cut interest rates, while South Korea is expected to hold.
Click here for what happened in the past week, and below is our wrap of what’s coming up in the global economy.
Asia
Asia’s final week of November brings a dense run of price data and rate decisions that will shape how policymakers close the year.
The week begins with Singapore’s October CPI, with economists predicting an acceleration in prices, while Taiwan follows with its unemployment rate.
On Tuesday, South Korea releases consumer confidence, Japan has department-store sales, and Taiwan reports industrial production for October. The data will give a sense of how consumption and external demand are holding up across North Asia.
Attention shifts mid-week to Australia and New Zealand. Australia’s October CPI will show whether price pressures remain elevated enough for the Reserve Bank to stay on an extended hold. Third-quarter construction data, due the same day, will highlight the impact of lower borrowing costs on the building pipeline.
In Wellington, the Reserve Bank of New Zealand is expected to lower borrowing costs again to bring its official cash rate to 2.25%, a near 3-1/2 year low. Singapore’s industrial production figures and the Philippines’ budget balance are also on the calendar.
Attention turns to Seoul on Thursday, where the Bank of Korea is set to leave rates unchanged at 2.5%. The same day, New Zealand reports third-quarter retail sales and ANZ business surveys, key to measuring how easier monetary conditions are feeding through to households and firms.
The week concludes with a data-heavy Friday. Japan’s Tokyo CPI, labor-market data, retail sales and industrial production will offer a comprehensive snapshot of how households and manufacturers are coping with tighter monetary settings and a weaker yen. South Korea’s industrial production and the Philippines’ trade balance are also on tap.
Taiwan posts preliminary third-quarter GDP and India closes the week with its third-quarter growth print ahead of a long-awaited trade pact with the US.
For more, read Bloomberg Economics’ full Week Ahead for Asia
Europe, Middle East, Africa
Public finances will dominate the headlines in Europe. Most prominent will be the UK, where Chancellor Rachel Reeves delivers a budget after weeks of speculation that have roiled financial markets and — according to survey data — unsettled business sentiment.
Reeves needs to find as much as £30 billion ($39 billion) in extra funds to restore stability to the public finances. Having floated the prospect of income tax increases that would have broken pre-election promises, she dialed back on that and is now likely to take other steps to achieve her goal.
Czech lawmakers on Wednesday will start discussing a draft budget for 2026 that may indicate an outlook for the fiscal deficit.
Meanwhile, Bulgarian lawmakers may approve their own finance bill for 2026 in the coming week — the country’s first budget to be denominated in euros — amid criticism from experts and the opposition that debt levels are rising rapidly while the deficit, at the European Union’s 3% threshold, is unrealistic.
And in Romania, the government may approve a set of reforms likely to include spending cuts for the public administration through a fast-track procedure in parliament.
Turning to the euro zone, Germany’s closely watched Ifo business confidence index will be released on Monday, with only a slight improvement in sentiment anticipated for Europe’s largest economy.
All four of the region’s biggest economies will publish inflation numbers on Friday. Germany and France are predicted to see acceleration, with no change for Italy and a slowdown in price growth in Spain.
Several European Central Bank officials are scheduled to speak, including President Christine Lagarde in Bratislava on Monday. The institution’s financial stability review comes two days later, followed on Thursday by its account of the discussion by policymakers at their Oct. 29-30 meeting.
For more, read Bloomberg Economics’ full Week Ahead for EMEA
Some monetary decisions are on the calendar in the wider region:
Israel is set to lower its key rate for the first time in almost two years on Monday as a ceasefire in Gaza tames inflation and stabilizes markets. The Bank of Israel is expected to cut by 25 basis points to 4.25%, according to economists in a Bloomberg survey. Nigeria is poised to reduce its benchmark by 100 basis points on Tuesday, to 26%, after inflation slowed more than expected in October to 16%. In Ghana, where annual inflation has cooled to a more than four-year low, policymakers are predicted to cut borrowing costs for a third straight meeting — by 325 basis points to 18.25% — after a surprise 350-point reduction in September.
Latin America
There’s very little chance that Mexico’s mid-month consumer prices report on Monday will either cement or derail the central bank’s 12th straight rate cut at next month’s meeting — 33 of 35 economists in Citi’s most recent survey expect just that on Dec. 18.
Headline inflation is taking a bumpy path down to Banxico’s year-end forecasts — though the core readings have been less cooperative — and policymakers are much more focused on the risk of a recession after output contracted in the third quarter.
Perhaps of greater interest to Mexico watchers, Banxico’s inflation report on Wednesday may present downward revisions to growth and inflation projections as a mix of US tariffs, trade uncertainty and fiscal retrenchment batter Latin America’s No. 2 economy.
Expect Brazil’s mid-month consumer prices data on Wednesday to offer more evidence that the central bank’s take-no-prisoners, scorched-earth monetary policy is working. Brazil will also post its broadest inflation gauge — the IGP-M general price index — for November.
The week will offer check-ins on the labor markets of four of the region’s bigger economies. Unemployment in Brazil has been running at a record low 5.6% since July, and joblessness in Mexico and Colombia are below long-term levels as well, while holding above average in Chile.
The highlight of a light week in Argentina is September GDP-proxy data, certain to reflect the sharp selloff of local assets in the run-up to the Oct. 26 midterm election.
A third-quarter contraction seems likely, and analysts surveyed by the central bank anticipate 3.9% growth in 2025, down from July’s forecast of 5%.
For more, read Bloomberg Economics’ full Week Ahead for Latin America
--With assistance from Andrew Atkinson, Carla Canivete, Jeremy Diamond, Mark Evans, Robert Jameson, Laura Dhillon Kane, Swati Pandey, Piotr Skolimowski and Monique Vanek.
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| 22.11.25 20:41:00 |
AI Bubble Fears Spark a Sell-Off: 1 Stock to Buy, and 1 to Avoid |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Palantir's lofty valuation means shares could fall even more. Microsoft stands out as a more diversified and conservatively valued option for investing in artificial intelligence (AI). Palantir is a great business, but investors may be overpaying. 10 stocks we like better than Microsoft ›
After a powerful run earlier in the year, the tech-heavy Nasdaq Composite(NASDAQINDEX: ^IXIC) has slipped from recent highs as investors reassess how much they are willing to pay for artificial intelligence (AI) beneficiaries. Spooked, some investors are seemingly rotating out of some of the most aggressive AI winners.
That nervousness is understandable. AI infrastructure spending has surged, and many AI-linked stocks have multiplied in value. Yet the current sell-off is also revealing a gap between truly attractive AI investments and those that may be overhyped.
For investors trying to sort opportunity from risk, Microsoft(NASDAQ: MSFT) and Palantir Technologies(NASDAQ: PLTR) illustrate that range. Microsoft looks like a credible way to lean into long-term AI demand during volatility, while Palantir will likely be far more exposed if AI spending or sentiment cools.Image source: Getty Images.
One AI stock to buy
Microsoft arguably sits at the center of the AI buildout. Benefiting from AI (and powering it) is the software giant's Azure cloud computing platform. Of course, the company is also using generative AI with its Copilot assistant across its productivity tools in Microsoft 365. Then there's its partnership with OpenAI.
Importantly, AI is already positively impacting the software giant's financial results, too. In Microsoft's first quarter of fiscal 2026, the company generated revenue of $77.7 billion, up 18% year over year. Microsoft Cloud revenue grew 26% year over year to $49.1 billion in the same period.
Revenue from its intelligent cloud segment climbed 28% year over year to $30.9 billion, aided by 40% growth in "Azure and other cloud services revenue."
The stock does not look cheap, but it is not euphoric either. Microsoft stock has a price-to-earnings ratio of 34 -- a premium to the broader market, yet one supported by high-teens revenue growth, rising earnings per share, and a balance sheet stacked with cash.
In my opinion, Microsoft stock is worth buying and holding for the long haul. It gives investors exposure to the AI boom without paying bubble-like prices.
One AI stock to avoid
Data analytics and software company Palantir has become one of the market's loudest AI beneficiaries, with its stock up more than 100% this year (even after a big pullback in recent weeks).
Story Continues
Investors love Palantir's growth. Third-quarter revenue rose 63% year over year to about $1.2 billion. This was a huge acceleration from 48% growth in the prior quarter.
Profitability looks good, too. The tech company reported a third-quarter generally accepted accounting principles (GAAP) profit of $476 million, or 40% of revenue.
Yet the stock's valuation leaves very little margin for disappointment. As of this writing, shares trade at about 165 times forward earnings. This is a bubble-like valuation.
Sure, this valuation level might be defensible in a world of limited competition and near-certain sustained hypergrowth. But reality looks less comfortable. Palantir faces well-funded rivals in analytics and AI platforms. Additionally, its heavy reliance on government contracts makes it susceptible to government spending shifts. With the stock already priced for exceptional results, any cooling in AI enthusiasm or slowdown in contract wins could ultimately hit the shares much harder than the underlying business, making this a risky place to hide during AI bubble scares.
Which is the better buy?
AI bubble worries have reminded investors that even promising technologies can produce painful stock-price swings. This raises the stakes for making sure you're invested in the best options.
For those who want exposure to the theme without taking on undue valuation risk, Microsoft looks like the more resilient option, thanks to its diversified business and far more conservative valuation.
Palantir, by contrast, simply prices in too much. Even more, the company's business isn't nearly as diversified as Microsoft's.
While it's impossible to know for sure which stock is the better long-term buy, one thing is clear: Palantir stock looks a lot riskier today than Microsoft does. For that reason, I'd personally avoid Palantir, and I'd consider buying shares of Microsoft to get more exposure to the AI boom.
Should you invest $1,000 in Microsoft right now?
Before you buy stock in Microsoft, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Microsoft wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $562,536!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,096,510!*
Now, it’s worth noting Stock Advisor’s total average return is 981% — a market-crushing outperformance compared to 187% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.
See the 10 stocks »
*Stock Advisor returns as of November 17, 2025
Daniel Sparks and his clients have no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Microsoft and Palantir Technologies. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.
AI Bubble Fears Spark a Sell-Off: 1 Stock to Buy, and 1 to Avoid was originally published by The Motley Fool
View Comments |
| 22.11.25 19:31:27 |
'It's A Never-Ending Merry-Go-Round,' Says Dave Ramsey As Couple Spends $1,200 On Stockings And $360 On Kids' Books For 12 Adults |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | A Missouri man told "The Ramsey Show" that his family's Christmas traditions are leaving his wallet empty.
Dale said his wife's relatives spend thousands each year on stockings, books, and gifts — even though all 12 recipients are adults. Personal finance coach Dave Ramsey called the pattern "it's a never-ending merry-go-round" and urged the couple to bring "a touch of common sense" before the holiday season begins.
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When Family Traditions Turn Pricey
Dale explained that every Christmas, each adult receives a children's book from "Santa," a practice his wife has carried on from her grandparents. "It's her sister, her father, her sister's kids — and now one of them has a baby," he said. The books cost about $30 each, totaling $360.
Ramsey questioned why the tradition still continued. "Once you're 40, you don't really need a children's book," he said. Dale admitted the books quickly lose their appeal. "We look at them for 20 seconds and then they just go away," he said.
$1,200 Stockings And No Budget
The stockings, Dale added, cost between $200 and $300 each. He and his wife — along with her sister — buy and fill most of them. Combined with other gifts, the spending reaches roughly $3,000 a year.
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Despite earning about $210,000 annually, Dale said they "don't really plan for it even though we know it's coming."
Ramsey asked about their finances, learning that they owed $100,000 on a $200,000 home and had saved about the same amount for retirement. He said their $3,000 holiday spending was only about 1.5% of their $210,000 household income.
"It's not the money," Ramsey said. "You've just been going along with something that doesn't make sense anymore."
Time To Rein It In
Co-host Rachel Cruze said the problem stemmed from poor financial habits rather than Christmas spending alone. "You have no planning with your income," she told Dale. "You already said you're not good budgeters. That's why it feels out of control." Cruze recommended using a written plan or a budgeting app to regain control.
Story Continues
See Also: Wall Street's $12B Real Estate Manager Is Opening Its Doors to Individual Investors — Without the Crowdfunding Middlemen
Ramsey added that his own family once dealt with similar overspending during the holidays but eventually simplified their approach by drawing names for gift exchanges and focusing mainly on the children.
Planning Before December
Ramsey urged the caller to plan their Christmas spending ahead of time, saying discussions about budgets should happen well before the holiday season begins.
He also suggested making a gift list, assigning dollar amounts beside each name, and sticking to that total. "And then that cash runs out of that envelope. Christmas be over, baby," Ramsey said.
Read Next: Forget Flipping Houses—This Fund Lets You Invest in Home Equity Like Wall Street Does
Image: Shutterstock
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This article 'It's A Never-Ending Merry-Go-Round,' Says Dave Ramsey As Couple Spends $1,200 On Stockings And $360 On Kids' Books For 12 Adults originally appeared on Benzinga.com
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
View Comments |
| 22.11.25 19:30:00 |
Stock-Split Watch: Is Microsoft Next? |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Microsoft is one of the highest-priced components of the Dow Jones Industrial Average. Microsoft is reaping massive benefits as demand for AI infrastructure keeps rising. The stock has gotten a bit pricey, even for the impressive growth it has been putting up. 10 stocks we like better than Microsoft ›
Stock splits are exciting events that occur from time to time. While they're not nearly as common as they used to be due to the rise of the ability of retail investors to buy fractional shares, companies still perform these financial maneuvers, and for good reasons. First, stock splits open up investment opportunities to those who don't have access to fractional shares. Second, when a company has a lower share price, its stock can be used as a form of compensation for employees more easily, especially with options.
When companies announce splits, their shares often do experience a bit of a boost, as these moves generate extra enthusiasm among investors. They're also a bullish signal that management expects the conditions that boosted the share price in the first place will persist. But fundamentally, a split does nothing to increase the real value of the underlying company.
It has been a long time since Microsoft(NASDAQ: MSFT) has engaged in a stock split, but another one could be coming soon.Image source: Getty Images.
Microsoft used to make a habit of stock splits
Microsoft last split its stock in 2003. That was a 2-for-1 split, when the stock was trading at a pre-adjusted price of $50 per share. With Microsoft's stock price close to 10 times that level now, it could be due for another stock split based on time alone.
Prior to 2003, Microsoft seemed to be splitting its stock every other year, with eight occurrences between 1987 and 1999. A few of those were 3-for-2 splits, but the most common was a standard 2-for-1 split. In those days, fractional shares didn't exist, so maintaining an affordable stock price was important, as it allowed companies to attract a broader group of investors.
That's not as critical now as fractional shares are available through nearly every brokerage; however, the ability to buy them is less common in international markets. Another factor that could drive Microsoft to split its stock may relate to stock options, which companies commonly use as part of their compensation packages for higher-level employees. Standard stock option contracts are for 100 shares, and 100 shares of Microsoft stock are worth about $48,000 now. But if the stock was $48 (as it would be after a 10-for-1 split, based on the current price), that options contract would be worth $4,800. That would give the company much more flexibility in using this form of compensation.
Story Continues
I don't know if a stock split is coming soon or not, even if Microsoft is long overdue for one. However, there are more fundamental reasons why Microsoft could be a great buy right now.
Microsoft's business is executing at a high level
During Microsoft's fiscal 2026 first quarter (which ended Sept. 30), its revenue grew by 18% to $77.7 billion. That's impressive. Even though Microsoft is one of the largest companies in the world, it can still grow at rates that make it a compelling investment.
It also became more efficient, with operating income increasing at a faster pace than revenue -- 24% year over year. Most of Microsoft's outsized growth came from its cloud computing division, which saw revenue rise 28% to $30.9 billion. Cloud computing infrastructure providers are huge beneficiaries of the artificial intelligence trend because many companies that want to make use of the technology are not well positioned to build and operate the hardware it requires. So, they rent data center capacity from a cloud computing provider like Microsoft.
One issue some investors take with Microsoft is that it isn't the cheapest stock in the world. It's trading for about 31 times forward earnings, which isn't historically a cheap price tag.MSFT PE Ratio (Forward) data by YCharts.
As a result, Microsoft could be at risk of a sell-off, particularly if there's a stock market correction driven by a loss of enthusiasm for AI-related investments. However, in my view, Microsoft would be bound to recover from an event like that due to its strong AI offerings and fantastic management. I think Microsoft is still a compelling investment right now, whether a stock split is coming or not.
Should you buy stock in Microsoft right now?
Before you buy stock in Microsoft, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Microsoft wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $562,536!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,096,510!*
Now, it’s worth noting Stock Advisor’s total average return is 981% — a market-crushing outperformance compared to 187% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.
See the 10 stocks »
*Stock Advisor returns as of November 17, 2025
Keithen Drury has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Microsoft. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool has a disclosure policy.
Stock-Split Watch: Is Microsoft Next? was originally published by The Motley Fool
View Comments |
| 22.11.25 19:01:39 |
ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Will artificial intelligence make financial advisors obsolete? It may be too soon to tell, but two-thirds of Americans are already using generative AI for financial advice, according to an Intuit Credit Karmasurvey released in September.
Almost the same amount say they use GenAI "often" for financial guidance, and 75% of respondents say they feel AI allows them to ask questions they'd be too embarrassed to ask a financial advisor.
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"GenAI is a powerful tool for learning, planning, and managing your money in more personalized ways," Courtney Alev, consumer financial advocate at Intuit Credit Karma, said the statement announcing the survey results. "While these tools put smart insights at your fingertips, it's also important to understand your options and how they fit into your bigger financial picture."
What are people asking?
Here are the most common finance-related topics people ask GenAI, according to Intuit Credit Karma:
Financial education and basic personal finance concepts (35%) Financial goal setting and action plans (35%) Budgeting and expense management (34%) Optimizing savings (33%) Investing in the stock market (32%)
Trending: From Chipotle to Red Bull, Top Brands Are Already Building With Modern Mill's Tree-Free Wood Alternative — Here's How You Can Invest Too
Is GenAI a trustworthy financial advisor?
Large language models like ChatGPT are capable of providing somewhat accurate personal finance advice, according to economist and MIT finance professor Andrew Lo.
""The preliminary analysis is that with a relatively light module — not a lot of data and not a lot of analytics — we're actually able to generate passing domain-specific knowledge among large language models," Lo said last year in a post on the school's website.
ChatGPT "doesn't quite pass, but it's close," without a module, Lo said. "It's actually remarkably close."
GenAI users also seem confident in its ability to provide sound financial information. Four-in-five people who used the technology for financial advice said their finances improved and 81% felt more confident managing their money, according to the Intuit Credit Karma survey.
See Also: Buffett's Secret to Wealth? Private Real Estate—Get Institutional Access Yourself
Of those who have used AI for financial help, 79% found the information to be accurate and 71% considered it helpful.
Story Continues
Not everyone is thrilled with their AI results, as 52% of respondents said they made a poor financial decision based on GenAI's advice.
A majority of people are double-checking AI's work, with 80% of people who acted on its advice saying they researched and validated what the LLM told them.
Read Next: $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.
Image: Shutterstock
Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market.
Get the latest stock analysis from Benzinga:
APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report
This article ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice originally appeared on Benzinga.com
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
View Comments |
| 22.11.25 19:01:39 |
ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Will artificial intelligence make financial advisors obsolete? It may be too soon to tell, but two-thirds of Americans are already using generative AI for financial advice, according to an Intuit Credit Karmasurvey released in September.
Almost the same amount say they use GenAI "often" for financial guidance, and 75% of respondents say they feel AI allows them to ask questions they'd be too embarrassed to ask a financial advisor.
Don't Miss:
The ‘ChatGPT of Marketing' Just Opened a $0.86/Share Round — 10,000+ Investors Are Already In An EA Co-Founder Shapes This VC Backed Marketplace—Now You Can Invest in Gaming's Next Big Platform
"GenAI is a powerful tool for learning, planning, and managing your money in more personalized ways," Courtney Alev, consumer financial advocate at Intuit Credit Karma, said the statement announcing the survey results. "While these tools put smart insights at your fingertips, it's also important to understand your options and how they fit into your bigger financial picture."
What are people asking?
Here are the most common finance-related topics people ask GenAI, according to Intuit Credit Karma:
Financial education and basic personal finance concepts (35%) Financial goal setting and action plans (35%) Budgeting and expense management (34%) Optimizing savings (33%) Investing in the stock market (32%)
Trending: From Chipotle to Red Bull, Top Brands Are Already Building With Modern Mill's Tree-Free Wood Alternative — Here's How You Can Invest Too
Is GenAI a trustworthy financial advisor?
Large language models like ChatGPT are capable of providing somewhat accurate personal finance advice, according to economist and MIT finance professor Andrew Lo.
""The preliminary analysis is that with a relatively light module — not a lot of data and not a lot of analytics — we're actually able to generate passing domain-specific knowledge among large language models," Lo said last year in a post on the school's website.
ChatGPT "doesn't quite pass, but it's close," without a module, Lo said. "It's actually remarkably close."
GenAI users also seem confident in its ability to provide sound financial information. Four-in-five people who used the technology for financial advice said their finances improved and 81% felt more confident managing their money, according to the Intuit Credit Karma survey.
See Also: Buffett's Secret to Wealth? Private Real Estate—Get Institutional Access Yourself
Of those who have used AI for financial help, 79% found the information to be accurate and 71% considered it helpful.
Story Continues
Not everyone is thrilled with their AI results, as 52% of respondents said they made a poor financial decision based on GenAI's advice.
A majority of people are double-checking AI's work, with 80% of people who acted on its advice saying they researched and validated what the LLM told them.
Read Next: $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.
Image: Shutterstock
Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market.
Get the latest stock analysis from Benzinga:
APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report
This article ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice originally appeared on Benzinga.com
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
View Comments |
| 22.11.25 19:01:39 |
ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice |
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|
**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**BP PLC** | Will artificial intelligence make financial advisors obsolete? It may be too soon to tell, but two-thirds of Americans are already using generative AI for financial advice, according to an Intuit Credit Karmasurvey released in September.
Almost the same amount say they use GenAI "often" for financial guidance, and 75% of respondents say they feel AI allows them to ask questions they'd be too embarrassed to ask a financial advisor.
Don't Miss:
The ‘ChatGPT of Marketing' Just Opened a $0.86/Share Round — 10,000+ Investors Are Already In An EA Co-Founder Shapes This VC Backed Marketplace—Now You Can Invest in Gaming's Next Big Platform
"GenAI is a powerful tool for learning, planning, and managing your money in more personalized ways," Courtney Alev, consumer financial advocate at Intuit Credit Karma, said the statement announcing the survey results. "While these tools put smart insights at your fingertips, it's also important to understand your options and how they fit into your bigger financial picture."
What are people asking?
Here are the most common finance-related topics people ask GenAI, according to Intuit Credit Karma:
Financial education and basic personal finance concepts (35%) Financial goal setting and action plans (35%) Budgeting and expense management (34%) Optimizing savings (33%) Investing in the stock market (32%)
Trending: From Chipotle to Red Bull, Top Brands Are Already Building With Modern Mill's Tree-Free Wood Alternative — Here's How You Can Invest Too
Is GenAI a trustworthy financial advisor?
Large language models like ChatGPT are capable of providing somewhat accurate personal finance advice, according to economist and MIT finance professor Andrew Lo.
""The preliminary analysis is that with a relatively light module — not a lot of data and not a lot of analytics — we're actually able to generate passing domain-specific knowledge among large language models," Lo said last year in a post on the school's website.
ChatGPT "doesn't quite pass, but it's close," without a module, Lo said. "It's actually remarkably close."
GenAI users also seem confident in its ability to provide sound financial information. Four-in-five people who used the technology for financial advice said their finances improved and 81% felt more confident managing their money, according to the Intuit Credit Karma survey.
See Also: Buffett's Secret to Wealth? Private Real Estate—Get Institutional Access Yourself
Of those who have used AI for financial help, 79% found the information to be accurate and 71% considered it helpful.
Story Continues
Not everyone is thrilled with their AI results, as 52% of respondents said they made a poor financial decision based on GenAI's advice.
A majority of people are double-checking AI's work, with 80% of people who acted on its advice saying they researched and validated what the LLM told them.
Read Next: $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.
Image: Shutterstock
Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market.
Get the latest stock analysis from Benzinga:
APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report
This article ChatGPTeacher: Two-Thirds of Americans Use AI for Financial Advice originally appeared on Benzinga.com
© 2025 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
View Comments |
| 22.11.25 19:00:28 |
SA Asks: Is Tesla losing the robotaxi race to commercialization? |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | [General view of a Tesla Automobile Sales and Service Center at sunset with snow visible on the ground at winter in Spokane, Washington USA.]
Kirk Fisher
This past week, Amazon's (AMZN [https://seekingalpha.com/symbol/AMZN]) Zoox and Alphabet's (GOOGL [https://seekingalpha.com/symbol/GOOGL]) (GOOG [https://seekingalpha.com/symbol/GOOG]) Waymo both announced plans to expand their respective robotaxi services into new regions, with Waymo now aiming to operate its autonomous vehicles in up to 15 major cities next year in the U.S. and U.K.
Zoox has also been picking up speed, with the company now offering driverless robotaxi rides in Las Vegas and San Francisco. Zoox is also operating test fleets in Austin, Seattle, Miami, Los Angeles, Atlanta, and Washington, D.C.
Meanwhile, Tesla (TSLA [https://seekingalpha.com/symbol/TSLA]), which had been viewed as a robotaxi frontrunner, has been operating in Austin and San Francisco with safety drivers in its vehicles. It also recently received a ride-hailing permit in Arizona.
We asked Seeking Alpha analysts Cash Flow Venue [https://seekingalpha.com/author/cash-flow-venue] and Bernard Zambonin [https://seekingalpha.com/author/bernard-zambonin] if they thought Tesla was losing the robotaxi race to commercialization in the U.S.
Cash Flow Venue [https://seekingalpha.com/author/cash-flow-venue]: Although I’m quite bearish on Tesla (TSLA [https://seekingalpha.com/symbol/TSLA]), I wouldn’t say it’s “losing,” but it certainly is quite behind in the “race” to full commercial robotaxi scale. Despite many bold statements from CEO Elon Musk (e.g., millions of Tesla's robotaxis through 2026), there are no signs suggesting Tesla (TSLA [https://seekingalpha.com/symbol/TSLA]) could deliver on that.
I have to give it to them—they have the manufacturing strength, massive installed base, and vision‑only autonomy strategy, which could pay off. Still, I can’t ignore the fact that Tesla trails Waymo (GOOG [https://seekingalpha.com/symbol/GOOG]) (GOOGL [https://seekingalpha.com/symbol/GOOGL]) in demonstrated driverless operations and verified safety/performance metrics. Unless Tesla ramps up fast and avoids regulatory/safety setbacks, it risks being reactive rather than dominant in this space.
Bernard Zambonin [https://seekingalpha.com/author/bernard-zambonin]: Tesla (TSLA [https://seekingalpha.com/symbol/TSLA]) is losing an endurance race that’s still in its first stint. It just started from the back of the pack and needs to climb up to gain positions. I think Tesla's chances of becoming an emerging winner in the robotaxi race are due to the combination of already having a massive existing vehicle fleet and also having a data-rich approach, with millions of customer cars already on the road equipped with cameras, onboard compute, and continuous software logging. Over the long run, this gives Tesla (TSLA [https://seekingalpha.com/symbol/TSLA]) the potential for a structural advantage in terms of technological and regulatory alignment.
MORE ON TESLA, ALPHABET, ETC.
* Amazon: Scoop Up This Bargain Hiding In Plain Sight Now [https://seekingalpha.com/article/4846170-amazon-scoop-up-bargain-hiding-in-plain-sight-now]
* Alphabet: Five Reasons To Buy The Shares [https://seekingalpha.com/article/4846093-alphabet-five-reasons-to-buy-the-shares]
* Amazon: OpenAI Deal Is A Game Changer [https://seekingalpha.com/article/4846091-amazon-openai-deal-is-a-game-changer]
* Google touts voluntary exit deals to UK employees - report [https://seekingalpha.com/news/4524632-google-touts-voluntary-exit-deals-to-uk-employees---report]
* Record number of shoppers expected to turn out during Thanksgiving weekend -- NRF [https://seekingalpha.com/news/4524606-record-number-of-shoppers-expected-to-turn-out-during-thanksgiving-weekend---nrf]
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| 22.11.25 18:30:00 |
Where Will Apple Stock Be in 5 Years? |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Most of what many investors currently love about Apple should remain largely unchanged in 2030. Apple could launch new products including a foldable iPhone and smart glasses over the next five years. Apple's share price could double or more by the end of the decade. 10 stocks we like better than Apple ›
One of my favorite lines in the movie Forrest Gump was when the title character, played by Tom Hanks, said, "Lieutenant Dan got me invested in some kind of fruit company. So then I got call from him, saying we don't have to worry about money no more. And I said, 'That's good!'"
The "fruit company" that Forrest Gump was referring to was Apple (NASDAQ: AAPL). Anyone who invested in the stock when the movie came out in 1994 wouldn't have to worry about money today. An initial $10,000 investment in Apple back then would be worth roughly $14.2 million today, including reinvested dividends.
What's in store for Apple going forward? It's challenging for me to envision what the stock might be worth decades from now. However, I have a hunch where Apple stock will be in five years.Image source: Getty Images.
What isn't likely to change for Apple
I suspect that most of what many investors currently love about Apple will remain largely unchanged in 2030. For example, it's probably a safe assumption that the company's products will still enjoy an exceptionally loyal customer base.
The iPhone will almost certainly remain at the center of Apple's sticky ecosystem five years from now. Other products, including Mac, Apple Watch, AirPods, and iPad, will likely contribute meaningfully to the company's revenue. Services, such as App Store, Apple Pay, Apple TV+, and iCloud, should also retain their importance.
As a result, Apple will rake in a boatload of money by the end of the decade – even more than it does today. If we assume that the company's sales grow over the next five years at a similar rate to what they have over the last five years, Apple could easily generate total annual revenue in the ballpark of $650 billion.
You can bet that Apple will continue to funnel a significant portion of its profits into research and development, too. Despite its tremendous success in the past, the company must continually innovate.
New and improved
What innovations could be on the way for Apple over the next five years? Let's start with potential changes to the iPhone.
I fully expect that Apple will unveil a foldable version of its smartphone in the near future. The device should command a higher price than current iPhone models and boost Apple's sales. However, it's possible that a foldable iPhone with a larger screen could negatively impact iPad sales.
Story Continues
It's also a safe bet that Apple will steadily improve the generative AI capabilities on the iPhone and its other devices. Siri should be much more advanced in 2030 than it is today. I'd wager that Apple will have integrated agentic AI throughout much of its ecosystem by the end of the decade as well.
We can also expect to see new products from the Cupertino-based company over the next few years. Rumors are already floating around about Apple launching smart glasses by early 2027. I believe the company is well-positioned to give Meta Platforms (NASDAQ: META) a run for its money in the smart glasses market.
Will smart glasses be the iPhone killer? I doubt it – at least, not by 2030. My take is that Apple's smart glasses could boost iPhone sales if the new product(s) integrate with the smartphone along the lines of how the Apple Watch does today.
A prediction for where Apple stock will be in 2030
While I've discussed what Apple's business might look like in 2030, I haven't addressed where the stock will be in five years. Here's my prediction: Apple's share price will double to around $550. This would increase the company's market cap to more than $8 trillion.
To be sure, several factors could derail my prediction. For example, a severe, prolonged recession in the second half of the decade would make it much more difficult for Apple to achieve a 100% or greater gain. Apple's launches of new products could also flop.
However, Apple has a great track record of delivering triple-digit returns over five-year periods. I believe this trend will continue.
Should you invest $1,000 in Apple right now?
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*Stock Advisor returns as of November 17, 2025
Keith Speights has positions in Apple and Meta Platforms. The Motley Fool has positions in and recommends Apple and Meta Platforms. The Motley Fool has a disclosure policy.
Where Will Apple Stock Be in 5 Years? was originally published by The Motley Fool
View Comments |
| 22.11.25 18:14:00 |
Tesla's Roller Coaster Ride Continues With a Warning for Investors |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Tesla reported a mixed third quarter with a strong top-line result. A former employee is suggesting to be skeptical of the extent of the company's full self-driving capabilities.These 10 stocks could mint the next wave of millionaires ›
It's been a roller coaster 2025 for Tesla(NASDAQ: TSLA) investors. The year started with the stock plunging from tariff and trade-policy headwinds, and a consumer backlash due to CEO Elon Musk's political activities. That was followed by a rebound on the hope that artificial intelligence (AI), robotaxis, and robotics could be more lucrative for the company than automaking.
To continue the thrill ride, the company posted record third-quarter revenue, but commentary from a former employee could have investors pumping the brakes.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks »
A brief recap
Last week, Tesla reported record third-quarter revenue that topped Wall Street estimates thanks to a rush to buy electric vehicles (EVs) to lock in a key tax credit ahead of its expiration at the end of September. Total revenue was $28.1 billion during the third quarter, which topped analysts' average estimate of $26.37 billion, according to LSEG.
The EV maker didn't do as well on the bottom line or other metrics, however. Adjusted earnings per share at $0.50 were below analysts' estimates calling for $0.55. Another closely watched metric -- the company's gross margin excluding regulatory credits -- checked in at 15.4% compared to an average estimate of 15.6%, according to Visible Alpha.
Tesla's roughly 60% rebound in share price over the past six months and its $1.5 trillion market cap -- more than Ford and General Motors combined many times over -- is based more on the company's potential transformation to an AI, robotaxi service, and robotics business.
Arguably at the forefront of that hype is its robotaxi service that was launched in limited capacity over the summer. But on that front, investors might want to pump the brakes, according to a former Tesla employee.
Andrej Karpathy, the company's former head of AI who led the company's Autopilot and self-driving programs, said in a podcast that he would "push back" on the idea that progress on autonomous vehicles by Tesla and Alphabet's Waymo means that all the technology's problems are solved. While autonomous driving developers have hit several milestones and progress continues, Karpathy thinks that there are still several steps on the road to full autonomy.
Karpathy isn't the only person pushing back. The number of lawsuits facing Tesla and its claims of full self-driving capability are mounting, as are settlements and losses. Musk has claimed time and time again over the past few years that his company was close to having fully autonomous vehicles, but even its recent robotaxi launch in Austin, Texas, still used a human supervisor in the vehicles. It's top competitor, Waymo, moved beyond that requirement in 2020.
A Tesla Cybertruck. Image source: Tesla
What it all means
Tesla is an intriguing and polarizing company with an equally compelling CEO at the wheel, and it has made many long-term investors very wealthy. But its valuation and market cap are in otherworldly territory, based partly on hype surrounding driverless vehicle technology, which the company is far from mastering or turning into a highly scaled and profitable business.
One only has to look at CEO, Elon Musk's, recent compensation package that was passed with 75% approval from shareholders and could be worth up to $1 trillion. Much of that value is unlocked through milestones that suggest where the company is heading. Musk will of course still have to deliver vehicles and reaching 20 million deliveries is one milestone, but there's also one million robotaxis in commercial operation, one million Optimus robots, and 10 million Full Self-Driving subscriptions, and $400 billion in core profit.
Tesla's best days may be ahead of it, but investors need to understand the higher-risk ride they're going on: Tesla isn't just an automaker, it's becoming a technology company heading toward uncertain territory.
Don’t miss this second chance at a potentially lucrative opportunity
Ever feel like you missed the boat in buying the most successful stocks? Then you’ll want to hear this.
On rare occasions, our expert team of analysts issues a “Double Down” stock recommendation for companies that they think are about to pop. If you’re worried you’ve already missed your chance to invest, now is the best time to buy before it’s too late. And the numbers speak for themselves:
Nvidia:if you invested $1,000 when we doubled down in 2009,you’d have $463,940!*Apple: if you invested $1,000 when we doubled down in 2008, you’d have $51,648!*Netflix: if you invested $1,000 when we doubled down in 2004, you’d have $562,536!*
Right now, we’re issuing “Double Down” alerts for three incredible companies, available when you joinStock Advisor, and there may not be another chance like this anytime soon.
See the 3 stocks »
*Stock Advisor returns as of November 17, 2025
Daniel Miller has positions in Ford Motor Company and General Motors. The Motley Fool has positions in and recommends Alphabet and Tesla. The Motley Fool recommends General Motors. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. |
| 22.11.25 18:14:00 |
Tesla's Roller Coaster Ride Continues With a Warning for Investors |
|
|
**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | Key Points
Tesla reported a mixed third quarter with a strong top-line result. A former employee is suggesting to be skeptical of the extent of the company's full self-driving capabilities.These 10 stocks could mint the next wave of millionaires ›
It's been a roller coaster 2025 for Tesla(NASDAQ: TSLA) investors. The year started with the stock plunging from tariff and trade-policy headwinds, and a consumer backlash due to CEO Elon Musk's political activities. That was followed by a rebound on the hope that artificial intelligence (AI), robotaxis, and robotics could be more lucrative for the company than automaking.
To continue the thrill ride, the company posted record third-quarter revenue, but commentary from a former employee could have investors pumping the brakes.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks »
A brief recap
Last week, Tesla reported record third-quarter revenue that topped Wall Street estimates thanks to a rush to buy electric vehicles (EVs) to lock in a key tax credit ahead of its expiration at the end of September. Total revenue was $28.1 billion during the third quarter, which topped analysts' average estimate of $26.37 billion, according to LSEG.
The EV maker didn't do as well on the bottom line or other metrics, however. Adjusted earnings per share at $0.50 were below analysts' estimates calling for $0.55. Another closely watched metric -- the company's gross margin excluding regulatory credits -- checked in at 15.4% compared to an average estimate of 15.6%, according to Visible Alpha.
Tesla's roughly 60% rebound in share price over the past six months and its $1.5 trillion market cap -- more than Ford and General Motors combined many times over -- is based more on the company's potential transformation to an AI, robotaxi service, and robotics business.
Arguably at the forefront of that hype is its robotaxi service that was launched in limited capacity over the summer. But on that front, investors might want to pump the brakes, according to a former Tesla employee.
Andrej Karpathy, the company's former head of AI who led the company's Autopilot and self-driving programs, said in a podcast that he would "push back" on the idea that progress on autonomous vehicles by Tesla and Alphabet's Waymo means that all the technology's problems are solved. While autonomous driving developers have hit several milestones and progress continues, Karpathy thinks that there are still several steps on the road to full autonomy.
Karpathy isn't the only person pushing back. The number of lawsuits facing Tesla and its claims of full self-driving capability are mounting, as are settlements and losses. Musk has claimed time and time again over the past few years that his company was close to having fully autonomous vehicles, but even its recent robotaxi launch in Austin, Texas, still used a human supervisor in the vehicles. It's top competitor, Waymo, moved beyond that requirement in 2020.
A Tesla Cybertruck. Image source: Tesla
What it all means
Tesla is an intriguing and polarizing company with an equally compelling CEO at the wheel, and it has made many long-term investors very wealthy. But its valuation and market cap are in otherworldly territory, based partly on hype surrounding driverless vehicle technology, which the company is far from mastering or turning into a highly scaled and profitable business.
One only has to look at CEO, Elon Musk's, recent compensation package that was passed with 75% approval from shareholders and could be worth up to $1 trillion. Much of that value is unlocked through milestones that suggest where the company is heading. Musk will of course still have to deliver vehicles and reaching 20 million deliveries is one milestone, but there's also one million robotaxis in commercial operation, one million Optimus robots, and 10 million Full Self-Driving subscriptions, and $400 billion in core profit.
Tesla's best days may be ahead of it, but investors need to understand the higher-risk ride they're going on: Tesla isn't just an automaker, it's becoming a technology company heading toward uncertain territory.
Don’t miss this second chance at a potentially lucrative opportunity
Ever feel like you missed the boat in buying the most successful stocks? Then you’ll want to hear this.
On rare occasions, our expert team of analysts issues a “Double Down” stock recommendation for companies that they think are about to pop. If you’re worried you’ve already missed your chance to invest, now is the best time to buy before it’s too late. And the numbers speak for themselves:
Nvidia:if you invested $1,000 when we doubled down in 2009,you’d have $463,940!*Apple: if you invested $1,000 when we doubled down in 2008, you’d have $51,648!*Netflix: if you invested $1,000 when we doubled down in 2004, you’d have $562,536!*
Right now, we’re issuing “Double Down” alerts for three incredible companies, available when you joinStock Advisor, and there may not be another chance like this anytime soon.
See the 3 stocks »
*Stock Advisor returns as of November 17, 2025
Daniel Miller has positions in Ford Motor Company and General Motors. The Motley Fool has positions in and recommends Alphabet and Tesla. The Motley Fool recommends General Motors. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. |
| 22.11.25 18:14:00 |
Tesla's Roller Coaster Ride Continues With a Warning for Investors |
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|
**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**BP PLC** | Key Points
Tesla reported a mixed third quarter with a strong top-line result. A former employee is suggesting to be skeptical of the extent of the company's full self-driving capabilities.These 10 stocks could mint the next wave of millionaires ›
It's been a roller coaster 2025 for Tesla(NASDAQ: TSLA) investors. The year started with the stock plunging from tariff and trade-policy headwinds, and a consumer backlash due to CEO Elon Musk's political activities. That was followed by a rebound on the hope that artificial intelligence (AI), robotaxis, and robotics could be more lucrative for the company than automaking.
To continue the thrill ride, the company posted record third-quarter revenue, but commentary from a former employee could have investors pumping the brakes.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks »
A brief recap
Last week, Tesla reported record third-quarter revenue that topped Wall Street estimates thanks to a rush to buy electric vehicles (EVs) to lock in a key tax credit ahead of its expiration at the end of September. Total revenue was $28.1 billion during the third quarter, which topped analysts' average estimate of $26.37 billion, according to LSEG.
The EV maker didn't do as well on the bottom line or other metrics, however. Adjusted earnings per share at $0.50 were below analysts' estimates calling for $0.55. Another closely watched metric -- the company's gross margin excluding regulatory credits -- checked in at 15.4% compared to an average estimate of 15.6%, according to Visible Alpha.
Tesla's roughly 60% rebound in share price over the past six months and its $1.5 trillion market cap -- more than Ford and General Motors combined many times over -- is based more on the company's potential transformation to an AI, robotaxi service, and robotics business.
Arguably at the forefront of that hype is its robotaxi service that was launched in limited capacity over the summer. But on that front, investors might want to pump the brakes, according to a former Tesla employee.
Andrej Karpathy, the company's former head of AI who led the company's Autopilot and self-driving programs, said in a podcast that he would "push back" on the idea that progress on autonomous vehicles by Tesla and Alphabet's Waymo means that all the technology's problems are solved. While autonomous driving developers have hit several milestones and progress continues, Karpathy thinks that there are still several steps on the road to full autonomy.
Karpathy isn't the only person pushing back. The number of lawsuits facing Tesla and its claims of full self-driving capability are mounting, as are settlements and losses. Musk has claimed time and time again over the past few years that his company was close to having fully autonomous vehicles, but even its recent robotaxi launch in Austin, Texas, still used a human supervisor in the vehicles. It's top competitor, Waymo, moved beyond that requirement in 2020.
A Tesla Cybertruck. Image source: Tesla
What it all means
Tesla is an intriguing and polarizing company with an equally compelling CEO at the wheel, and it has made many long-term investors very wealthy. But its valuation and market cap are in otherworldly territory, based partly on hype surrounding driverless vehicle technology, which the company is far from mastering or turning into a highly scaled and profitable business.
One only has to look at CEO, Elon Musk's, recent compensation package that was passed with 75% approval from shareholders and could be worth up to $1 trillion. Much of that value is unlocked through milestones that suggest where the company is heading. Musk will of course still have to deliver vehicles and reaching 20 million deliveries is one milestone, but there's also one million robotaxis in commercial operation, one million Optimus robots, and 10 million Full Self-Driving subscriptions, and $400 billion in core profit.
Tesla's best days may be ahead of it, but investors need to understand the higher-risk ride they're going on: Tesla isn't just an automaker, it's becoming a technology company heading toward uncertain territory.
Don’t miss this second chance at a potentially lucrative opportunity
Ever feel like you missed the boat in buying the most successful stocks? Then you’ll want to hear this.
On rare occasions, our expert team of analysts issues a “Double Down” stock recommendation for companies that they think are about to pop. If you’re worried you’ve already missed your chance to invest, now is the best time to buy before it’s too late. And the numbers speak for themselves:
Nvidia:if you invested $1,000 when we doubled down in 2009,you’d have $463,940!*Apple: if you invested $1,000 when we doubled down in 2008, you’d have $51,648!*Netflix: if you invested $1,000 when we doubled down in 2004, you’d have $562,536!*
Right now, we’re issuing “Double Down” alerts for three incredible companies, available when you joinStock Advisor, and there may not be another chance like this anytime soon.
See the 3 stocks »
*Stock Advisor returns as of November 17, 2025
Daniel Miller has positions in Ford Motor Company and General Motors. The Motley Fool has positions in and recommends Alphabet and Tesla. The Motley Fool recommends General Motors. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. |
| 22.11.25 18:10:13 |
MongoDB (MDB) Valuation in Focus After Recent Share Price Pullback |
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|
**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | MongoDB (MDB) shares have seen movement recently, prompting investors to take a closer look at its performance and valuation. The stock has given up some ground over the past week, which has caught the interest of market watchers.
See our latest analysis for MongoDB.
MongoDB’s share price has cooled a bit in the last week, down nearly 9%, though it’s still up an impressive 31% year-to-date. While the momentum has faded in the short run, the stock’s three-year total shareholder return of more than 117% shows just how strong its longer-term story remains, even after some recent volatility.
If you’re curious where the next breakout might come from, it could be worth expanding your horizons and discovering fast growing stocks with high insider ownership
With the stock pulling back despite strong long-term gains, the key question for investors is whether MongoDB is undervalued at current levels or if its future growth is already fully reflected in the market price.
Most Popular Narrative: 13.2% Undervalued
With MongoDB’s fair value pegged at $369.91, well above its last close at $321.18, the dominant narrative suggests a meaningful upside from here. There is a story behind this valuation that blends AI-driven expansion, platform stickiness, and profit potential.
Ongoing product innovation, including integrated capabilities like search, vector search, and embeddings, increases platform stickiness and wallet share. This enables deeper penetration of current accounts and higher net revenue retention, which can drive both top-line and operating margin improvement over time.
Read the complete narrative.
Curious what growth factors and margin tailwinds back this bullish outlook? The narrative’s fair value leans heavily on a handful of bold assumptions. Find out which forecast figures could rewrite MongoDB’s future, beyond what most investors are expecting.
Result: Fair Value of $369.91 (UNDERVALUED)
Have a read of the narrative in full and understand what's behind the forecasts.
However, heightened competition from cloud-native and open-source rivals, as well as mounting regulatory hurdles, could limit MongoDB’s growth potential despite strong fundamentals.
Find out about the key risks to this MongoDB narrative.
Another View: Multiples Paint a Riskier Picture
Looking through the lens of a price-to-sales ratio, MongoDB trades at 11.8 times revenue. This is not only much higher than its US IT peers at 6.7 times, but also above its fair ratio of 11.2. When market optimism outpaces fundamentals like this, volatility and downside risk can grow. Could current enthusiasm be running ahead of reality?
Story Continues
See what the numbers say about this price — find out in our valuation breakdown.NasdaqGM:MDB PS Ratio as at Nov 2025
Build Your Own MongoDB Narrative
If you see things differently or want to draw your own conclusions, you can build your perspective in just a few minutes. Do it your way
A great starting point for your MongoDB research is our analysis highlighting 2 key rewards and 1 important warning sign that could impact your investment decision.
Looking for More Smart Investment Ideas?
Don’t settle for just one opportunity. Seize your advantage by checking out other unique stock ideas filtered for quality, growth, and trends you won’t want to miss.
Supercharge your watchlist with undervalued gems by targeting these 918 undervalued stocks based on cash flows, which are poised for long-term upside based on real cash flow potential. Capture income opportunities and steady returns by seeking out these 17 dividend stocks with yields > 3%, offering yields above 3% and strong fundamentals. Score early access to the most promising breakthroughs by focusing on these 25 AI penny stocks, which have huge potential in artificial intelligence and next-generation technology.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include MDB.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
View Comments |
| 22.11.25 18:10:13 |
MongoDB (MDB) Valuation in Focus After Recent Share Price Pullback |
|
|
**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | MongoDB (MDB) shares have seen movement recently, prompting investors to take a closer look at its performance and valuation. The stock has given up some ground over the past week, which has caught the interest of market watchers.
See our latest analysis for MongoDB.
MongoDB’s share price has cooled a bit in the last week, down nearly 9%, though it’s still up an impressive 31% year-to-date. While the momentum has faded in the short run, the stock’s three-year total shareholder return of more than 117% shows just how strong its longer-term story remains, even after some recent volatility.
If you’re curious where the next breakout might come from, it could be worth expanding your horizons and discovering fast growing stocks with high insider ownership
With the stock pulling back despite strong long-term gains, the key question for investors is whether MongoDB is undervalued at current levels or if its future growth is already fully reflected in the market price.
Most Popular Narrative: 13.2% Undervalued
With MongoDB’s fair value pegged at $369.91, well above its last close at $321.18, the dominant narrative suggests a meaningful upside from here. There is a story behind this valuation that blends AI-driven expansion, platform stickiness, and profit potential.
Ongoing product innovation, including integrated capabilities like search, vector search, and embeddings, increases platform stickiness and wallet share. This enables deeper penetration of current accounts and higher net revenue retention, which can drive both top-line and operating margin improvement over time.
Read the complete narrative.
Curious what growth factors and margin tailwinds back this bullish outlook? The narrative’s fair value leans heavily on a handful of bold assumptions. Find out which forecast figures could rewrite MongoDB’s future, beyond what most investors are expecting.
Result: Fair Value of $369.91 (UNDERVALUED)
Have a read of the narrative in full and understand what's behind the forecasts.
However, heightened competition from cloud-native and open-source rivals, as well as mounting regulatory hurdles, could limit MongoDB’s growth potential despite strong fundamentals.
Find out about the key risks to this MongoDB narrative.
Another View: Multiples Paint a Riskier Picture
Looking through the lens of a price-to-sales ratio, MongoDB trades at 11.8 times revenue. This is not only much higher than its US IT peers at 6.7 times, but also above its fair ratio of 11.2. When market optimism outpaces fundamentals like this, volatility and downside risk can grow. Could current enthusiasm be running ahead of reality?
Story Continues
See what the numbers say about this price — find out in our valuation breakdown.NasdaqGM:MDB PS Ratio as at Nov 2025
Build Your Own MongoDB Narrative
If you see things differently or want to draw your own conclusions, you can build your perspective in just a few minutes. Do it your way
A great starting point for your MongoDB research is our analysis highlighting 2 key rewards and 1 important warning sign that could impact your investment decision.
Looking for More Smart Investment Ideas?
Don’t settle for just one opportunity. Seize your advantage by checking out other unique stock ideas filtered for quality, growth, and trends you won’t want to miss.
Supercharge your watchlist with undervalued gems by targeting these 918 undervalued stocks based on cash flows, which are poised for long-term upside based on real cash flow potential. Capture income opportunities and steady returns by seeking out these 17 dividend stocks with yields > 3%, offering yields above 3% and strong fundamentals. Score early access to the most promising breakthroughs by focusing on these 25 AI penny stocks, which have huge potential in artificial intelligence and next-generation technology.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include MDB.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
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| 22.11.25 18:10:13 |
MongoDB (MDB) Valuation in Focus After Recent Share Price Pullback |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**BP PLC** | MongoDB (MDB) shares have seen movement recently, prompting investors to take a closer look at its performance and valuation. The stock has given up some ground over the past week, which has caught the interest of market watchers.
See our latest analysis for MongoDB.
MongoDB’s share price has cooled a bit in the last week, down nearly 9%, though it’s still up an impressive 31% year-to-date. While the momentum has faded in the short run, the stock’s three-year total shareholder return of more than 117% shows just how strong its longer-term story remains, even after some recent volatility.
If you’re curious where the next breakout might come from, it could be worth expanding your horizons and discovering fast growing stocks with high insider ownership
With the stock pulling back despite strong long-term gains, the key question for investors is whether MongoDB is undervalued at current levels or if its future growth is already fully reflected in the market price.
Most Popular Narrative: 13.2% Undervalued
With MongoDB’s fair value pegged at $369.91, well above its last close at $321.18, the dominant narrative suggests a meaningful upside from here. There is a story behind this valuation that blends AI-driven expansion, platform stickiness, and profit potential.
Ongoing product innovation, including integrated capabilities like search, vector search, and embeddings, increases platform stickiness and wallet share. This enables deeper penetration of current accounts and higher net revenue retention, which can drive both top-line and operating margin improvement over time.
Read the complete narrative.
Curious what growth factors and margin tailwinds back this bullish outlook? The narrative’s fair value leans heavily on a handful of bold assumptions. Find out which forecast figures could rewrite MongoDB’s future, beyond what most investors are expecting.
Result: Fair Value of $369.91 (UNDERVALUED)
Have a read of the narrative in full and understand what's behind the forecasts.
However, heightened competition from cloud-native and open-source rivals, as well as mounting regulatory hurdles, could limit MongoDB’s growth potential despite strong fundamentals.
Find out about the key risks to this MongoDB narrative.
Another View: Multiples Paint a Riskier Picture
Looking through the lens of a price-to-sales ratio, MongoDB trades at 11.8 times revenue. This is not only much higher than its US IT peers at 6.7 times, but also above its fair ratio of 11.2. When market optimism outpaces fundamentals like this, volatility and downside risk can grow. Could current enthusiasm be running ahead of reality?
Story Continues
See what the numbers say about this price — find out in our valuation breakdown.NasdaqGM:MDB PS Ratio as at Nov 2025
Build Your Own MongoDB Narrative
If you see things differently or want to draw your own conclusions, you can build your perspective in just a few minutes. Do it your way
A great starting point for your MongoDB research is our analysis highlighting 2 key rewards and 1 important warning sign that could impact your investment decision.
Looking for More Smart Investment Ideas?
Don’t settle for just one opportunity. Seize your advantage by checking out other unique stock ideas filtered for quality, growth, and trends you won’t want to miss.
Supercharge your watchlist with undervalued gems by targeting these 918 undervalued stocks based on cash flows, which are poised for long-term upside based on real cash flow potential. Capture income opportunities and steady returns by seeking out these 17 dividend stocks with yields > 3%, offering yields above 3% and strong fundamentals. Score early access to the most promising breakthroughs by focusing on these 25 AI penny stocks, which have huge potential in artificial intelligence and next-generation technology.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Companies discussed in this article include MDB.
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com
View Comments |
| 22.11.25 18:00:56 |
UFC CEO Dana White Shares How He Became A Billionaire: 'You Have To Keep Proving Yourself Every Year' |
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**Haftungsausschluss: Der Text wurde mit Hilfe einer KI zusammengefasst und übersetzt. Für Aussagen aus dem Originaltext wird keine Haftung übernommen!**
**Apple Inc** | UFC CEO Dana White focused on self-improvement, crushing his opponents, and harnessing his relentlessly competitive mindset to build a multibillion dollar company that transformed fighting.
He recently shared how he did it on a "School of Hard Knocks" show and some of the lessons he learned along the way.
"You have to keep proving yourself every year," White said.
His path to success involved taking early risks, staying consistent, and breaking rules.
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Take Risks While You Are Young
White said that he worked as a bellman at a Boston hotel when he was in his early 20s, but he quickly discovered that the job wasn't for him.
"This isn't what I want to do for the rest of my life," he said.
White decided to start a fighting business that took the best parts about boxing and removed the worst parts of the sport. He rationalized that he could always become a bellman at the same hotel or another one if his business idea fell flat.
Taking the big risk in his 20s paid off, and by starting young, he had far fewer obligations. White became a parent at 33, so he had plenty of time to grow the UFC before having to raise a family.
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Success Is A Long-Term Journey
White went through plenty of ups and downs throughout his business journey and stuck with it while other competitors folded. He attributed his success to grinding, competing against himself, and staying true to his word.
"It's not like you just get here," White said on "School of Hard Knocks."
It’s easy to want success, but it isn't easy to put in the long hours over a long period of time. White said that all of the most successful people he ever met had consistency. It's easy to stick with something for one week, but continuing to grow your business for a decade can lead to life-changing financial gains.
"Consistency is the key to everything in life," White said.
See Also: Bill Gates Invests Billions in Green Tech — This Tree-Free Material Could Be the Next Big Breakthrough
Break The Rules In Your Industry
The UFC was a disruptive sport that had naysayers who doubted that it could compete with boxing. However, White proved the critics wrong by leaning into disruption instead of trying to blend in with the fighting industry.
Story Continues
"There are so many opportunities for disruption," he said on "School of Hard Knocks." "You go in and break all of the rules. Just because something has been the way it has for 100 years doesn't mean it can't be changed."
The horse and buggy used to be the primary travel method until cars disrupted that model. Not every disruption is as dramatic as the car, but looking at longstanding rules in your industry may unveil disruption opportunities.
"Anything is possible," he said. "Don't tell me that something can't be done."
Read Next: $100k+ in investable assets? Match with a fiduciary advisor for free to learn how you can maximize your retirement and save on taxes – no cost, no obligation.
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