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JNJ and ARCC anchor opposite ends of the yield spectrum, with $4 million at 3% on one side and $1.4 million at 10% on the other, each carrying proportional principal risk. High-yield portfolios start with larger checks, but flat payouts erode purchasing power while dividend-growth income compounds over 10 to 15 years. Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.

Twelve thousand dollars a month in dividend income sounds simple enough until you start doing the math. Many investors assume they can reach that number with a seven-figure portfolio and a handful of high-yield stocks. In reality, the capital required ranges from about $1.4 million to more than $4 million, depending on the yield you target, the risks you are willing to accept, and how much future dividend growth you are willing to sacrifice for income today.Thinkstock

Before sizing the portfolio, size the goal. Twelve thousand dollars a month works out to $144,000 a year, which is roughly what a senior engineer, experienced attorney, or successful small-business owner might earn. But replacing a salary and replacing a lifestyle are not the same thing. Once payroll taxes, retirement contributions, commuting costs, and other work-related expenses disappear, many households need substantially less money than their gross income suggests. The capital required to replace your spending can be 25% to 35% lower than the capital required to replace your paycheck. Run that number first. Then decide how much risk you are willing to take to get there.

The Conservative Tier: 3% to 4% Yield

At a 3.5% yield, generating $144,000 takes roughly $4.1 million in invested capital. At 4%, the figure drops to $3.6 million. This is the range for dividend-growth blue chips and broad equity income funds.

Johnson & Johnson (NYSE:JNJ) yields 2.3%, a touch below the tier but with 64 consecutive years of dividend increases. The board lifted the quarterly payout to $1.34 in May 2026, up from $0.285 back in 2005. Procter & Gamble (NYSE:PG) yields 3.0% and just delivered its 70th consecutive annual dividend increase. Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) charges 6 basis points and holds names like Merck, Chevron, Lockheed Martin, and Coca-Cola, giving you sector breadth in one ticket.

The tradeoff is obvious. You need the most capital. The payoff is principal that tends to appreciate and an income stream that historically outpaces inflation.

Story Continues

The Moderate Tier: 5% to 7% Yield

At 6%, the required capital falls to $2.4 million. This range is where REITs, preferred shares, covered-call ETFs, and high-dividend equity funds live.

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Realty Income (NYSE:O) pays monthly and yields 5.4%, putting the capital requirement near $2.7 million. The triple-net REIT has logged 114 consecutive quarterly dividend increases and 670 consecutive monthly payments, with portfolio occupancy at 99% and 2026 AFFO guidance of $4.41 to $4.44 per share. Outside REITs, covered-call income ETFs and preferred-stock funds round out the tier.

Dividend growth slows in this band. Realty Income raised the monthly payment from $0.27 to $0.2705 earlier this year, a meaningful but measured bump. Covered-call funds cap your upside in rallies. You trade a slice of long-term appreciation for current cash.

The Aggressive Tier: 8% to 12% Yield

At 10%, the math becomes seductive: $1.4 million generates $144,000. Ares Capital (NASDAQ:ARCC), the largest publicly traded business development company, yields 10.2% with a $0.48 quarterly distribution that has held steady for 8 consecutive quarters. The portfolio earns a weighted average yield of 10.3% and is 72% floating rate. Mortgage REITs, leveraged covered-call funds, and high-yield bond funds occupy similar ground.

Read the price chart with eyes open. ARCC shares are down about 6% over the past year and trade below book value at almost $20. The income is high; the principal moves.

The Compounding Trap Most Income Investors Miss

Johnson & Johnson's quarterly dividend grew from $0.285 in 2005 to $1.34 in 2026, roughly a fivefold increase. Ares Capital's quarterly payout rose from $0.40 in 2020 to $0.48 today and has been flat for the past two years. That difference highlights the tradeoff between yield and growth.

A portfolio generating $144,000 annually from dividend-growth stocks may produce substantially more income a decade from now. A high-yield portfolio starts with a larger check, but that check may barely grow at all. Meanwhile, inflation keeps reducing its purchasing power. The danger is focusing so heavily on today's yield that you overlook what your income stream might look like ten or fifteen years down the road.

Three Moves That Matter

Audit your actual spending against your salary. The national savings rate has fallen to 3.7%, which means most paychecks are fully consumed, but pre-retirement expenses like commuting and retirement contributions still disappear at the finish line. Blend the tiers. A portfolio that is 60% conservative, 25% moderate, and 15% aggressive can land near a 5% blended yield with meaningful growth, cutting capital required to roughly $2.9 million without parking everything in BDCs. Place high-yield holdings inside an IRA or Roth. Ordinary-income distributions from BDCs and mortgage REITs are taxed at your marginal rate; qualified dividends from JNJ or PG are not. Asset location can be worth a full percentage point of after-tax yield.

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Key Points

Realty Income has been paying a monthly dividend for more than 55 years without skipping a beat. Home Depot is laying the groundwork for a big comeback in a less hostile operating environment. American Express's fee-based model generates loyalty and recurring revenue.10 stocks we like better than Realty Income ›

While the SpaceX initial public offering (IPO) is firing up the market, I'll be sitting this one out. I like a top growth stock with a great story as much as anyone else, but the math here doesn't add up for me. The stock is astronomically expensive, the financials aren't compelling, and IPO stocks as a class aren't usually a great investment.

If I were looking for a great stock to buy right now, I'd be looking at sturdy dividend stocks that offer safety in an increasingly expensive market rather than hype.

Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue »

Three I'd start with are Realty Income(NYSE: O), Home Depot(NYSE: HD), and American Express(NYSE: AXP).

Image source: Home Depot.

1. Realty Income

Realty Income is a real estate investment trust (REIT). It owns about 15,500 properties globally, and it's one of the largest in the world.

It has a solid growth strategy that involves buying new properties or acquiring smaller REITs, and it has access to plenty of funds to keep the model going. It also has a long pipeline of new properties to consider, with $31 billion in sourced volume in the first quarter and a 9% selectivity rate.

It's reliable for strong performance because it predominantly leases its properties to large essentials companies like Walmart, Home Depot, and 7-Eleven. These are companies that consistently have high demand and generally perform well under pressure. Almost 80% of its properties are in retail, but it has also expanded into other industries to expand its reach and reduce risk.

Realty Income has a 98.9% occupancy rate and rarely dips below that, even during times of economic pressure. It's a model that works.

As a REIT, it pays out 90% of its earnings as dividends, and its dividend is very attractive for a number of reasons. One is the yield. At the current price, Realty Income's dividend yields 5.3%. The growth and reliability are just as compelling. It's one of the few companies that pays a monthly dividend, and it has paid it for more than 55 years without fail, an unmatched track record. It has raised the dividend for the past 115 quarters, or close to 30 years.

Realty is a top dividend stock that can provide security and passive income to any investor.

2. Home Depot

Home Depot stock continues to struggle amid the high mortgage rate environment, which has been putting home sales on hold. But considering the pressured operating climate, it's reporting sales and comparable sales (comps) increases, which is an impressive feat.

In the fiscal 2026 first quarter (ended May 3), sales increased 4.8% year over year, with comps up 0.6%. Earnings per share (EPS) were down from $3.45 to $3.30.

Everything was in line with management's expectations, and the company continues to expand and lay the groundwork for more success when the macroeconomy is more favorable. It plans to open 15 new stores this year, and recently completed the acquisition of Mingledorff's, a heating, ventilation, and air conditioning equipment distributor in five Southeast U.S. states. This gives it greater access specifically to HVAC parts, and embedding this business in its enterprise leverages its powerful distribution system to create more value for its professional customers.

It's already doing that with SRS Distribution, a pro supplies company it acquired in 2024. SRS has 1,300 branches, and together with Home Depot's core 2,360 stores and 325 warehouses, it has 16,000 delivery assets.

While the stock is down, Home Depot continues to raise the dividend, and the yield is at 2.9% today.

3. American Express

American Express continues to demonstrate resilience and momentum despite stubbornly high inflation. It has a carefully crafted and maintained model that targets an affluent clientele through a fee-based rewards program, and this clientele has more spending power in any type of economy.

The fee-based model also creates loyalty and a recurring revenue stream, as well as high profitability. In the 2026 first quarter, revenue increased 11% year over year to $18.9 billion, while EPS increased 18% to $4.28. Spend growth is accelerating, up six percentage points from last year, while retention rates remain close to 100%.

The company's emphasis on travel and entertainment is a key part of its success. While U.S. consumer services spending increased 5% over last year in the first quarter, fine hotels and resorts spending increased 50%. The focus on younger consumers is also a major growth driver, with 66% of global consumer new accounts coming from millennial and Gen-Z age groups, and 73% of global new accounts on fee-based products.

With growing net income, it has ample funds to pay and raise its dividend, which yields 1.1% at the current price.

Should you buy stock in Realty Income right now?

Before you buy stock in Realty Income, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Realty Income wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $439,038! Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,277,804!

Now, it’s worth noting Stock Advisor’s total average return is 942% — a market-crushing outperformance compared to 206% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.

See the 10 stocks »

*Stock Advisor returns as of June 11, 2026.

American Express is an advertising partner of Motley Fool Money. Jennifer Saibil has positions in American Express and Walmart. The Motley Fool has positions in and recommends American Express, Home Depot, Realty Income, and Walmart. The Motley Fool has a disclosure policy.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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Healthcare's 901,000-job hiring surge is powering UNH up 26% and HUM up 42% YTD as aging-population demand drives insurer profits. Polymarket prices an 80% chance of zero 2026 rate cuts, an environment where JPM's record revenue and O's 5% yield both thrive. It sounds nuts, but SoFi is giving new active invest users up to $1,000 in stock for a limited time, and all it takes is a $50 deposit to get started. See for yourself (Sponsor)

Economist Justin Wolfers dropped a number on the Prof G Markets podcast that should reorganize how you think about the 2026 economy. Since Trump took office, healthcare and social services has added roughly 901,000 jobs, while every other part of the economy has actually lost jobs on net. One sector hiring. Everything else shedding.

Before we mortgage the house on hospital REITs, Wolfers offered an honest caveat. He warned the finding may be "somewhat less relevant than it sounds" because overall job creation is naturally low thanks to weak population growth: "The closer you are to the whole not growing very much, the more likely it is you'll end up in a world in which one sector's doing all the positive and everything else is a negative." In other words, slow-growth arithmetic flatters whichever sector happens to be expanding.

Still, the labor data is real. Total nonfarm payrolls reached 159,001 thousand in May 2026, with unemployment steady at 4.3%. I have been reading every jobs report for the better part of a decade, and the divergence between healthcare and everything else is the most lopsided I can remember outside of a recession.

Why Wall Street Hated the NewsPublic Domain / Wikimedia Commons

Wolfers explained the paradox simply: investors are playing "the game of Federal Reserve." Strong jobs mean the Fed has no reason to rescue the labor market with rate cuts, while core PCE keeps grinding higher (the index hit 129.63 in April). Polymarket now prices zero rate cuts in 2026 at roughly 80% probability, with the funds rate parked at 3.75% since January and the 10-year Treasury at 4.56%.

That means we'll likely continue a cycle of more job growth in healthcare while rates remain elevated. This impacts two primary sectors.

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Where the Hiring Is Showing Up in Stocks

UnitedHealth Group (NYSE:UNH) just posted Q1 2026 adjusted EPS of $7.23 against a $6.61 estimate, with the medical cost ratio tightening 90 basis points to 83.9%. The stock is up 26% year to date.

Story Continues

Humana (NYSE:HUM) is the comeback story, up 42% YTD despite a brutal Star Ratings headwind that crushed FY2026 adjusted EPS guidance to at least $9.00 from $17.14 in 2025. Individual Medicare Advantage membership is up roughly 22% year to date. CVS Health (NYSE:CVS) raised FY2026 adjusted EPS guidance to $7.30 to $7.50 after Aetna's medical benefit ratio improved to 84.6% from 87.3%.

The Other Side: Rates Stay High With Financial Tailwinds

JPMorgan Chase (NYSE:JPM) just reported Q1 2026 net income of $16.49 billion with markets revenue at a record $11.60 billion. Jamie Dimon called the economy "resilient" while flagging risks ranging from trade uncertainty to elevated asset prices.

Realty Income (NYSE:O) is up 11% YTD and yields over 5%, with Q1 AFFO per share growing 6.6% and investment volume guidance raised to $9.5 billion at 7.1% cash yields. Sumit Roy is deploying capital as if rates will stay where they are, which Polymarket says is the right bet.

The Frame for Your Portfolio

Wolfers' caveat matters, but the investing implication holds either way. If you believe the labor market keeps printing healthcare jobs while the Fed stays parked, the defensive sleeve with real demand (the insurers and pharmacy chains serving an aging population) makes sense, the bank earning a fat net interest margin makes sense, and a net-lease REIT that already underwrote 7%+ yields makes sense. The next signal to watch is the June 16 to 17 FOMC meeting and the next core PCE report. If inflation reaccelerates, the conversation shifts from "no cuts" to "possible hikes," and the math on every dividend stock changes overnight.

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Key Points

The AI craze has left several prominent stocks in other industries on the bargain rack. Consumers drive the economy -- iconic brands across staples and discretionary markets have become dividend stalwarts. This list covers real estate, fast food, household goods, home improvement, and healthcare.10 stocks we like better than Realty Income ›

The artificial intelligence (AI) boom has defined the stock market since early 2023. AI and other technology stocks have been the big winners more often than not over that time, but the AI trade won't work forever. Eventually, the market will zig and zag as it tends to, and new stocks in other industries will have their moment.

Nobody knows when that time may come, which is why it's so important for long-term investors to diversify their portfolios. A portfolio of 50 or so high-quality companies across all the market sectors can build serious wealth over time and endure the market's inevitable unpredictability. That could mean adding some dividend stocks from non-tech sectors to balance things out.

Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue »

Here are five blue chip dividend stocks to consider buying and holding in case the AI trade ends.

Image source: Getty Images.

1. Realty Income

Real estate is a classic income-generating investment. Realty Income(NYSE: O) is a leading real estate investment trust (REIT) that acquires and leases real estate and distributes most of its cash profits to investors as dividends. Realty Income specializes in retail properties, such as restaurants and convenience stores, but has expanded into other property types in recent years, including casinos and industrial properties.

Realty Income pays a monthly dividend, which is somewhat uncommon, and the company has increased the payout for more than 30 consecutive years. Raising dividends during recessions and the COVID-19 pandemic speaks to the company's resilient rental income streams. The stock currently yields 5.3%, and that dividend can do wonders over time when investors reinvest it for more shares.

2. McDonald's

Investors won't find a more iconic franchise business than McDonald's(NYSE: MCD). The world's largest restaurant chain has more than 45,000 locations in more than 100 countries, which generate steady revenue for the company through royalties and franchise fees each location pays. Consumers tend to associate the brand with value, so McDonald's tends to hold up better than most restaurants during recessions.

McDonald's continues to pay and increase its dividend to shareholders. Now with 49 consecutive annual dividend hikes, McDonald's is on the cusp of becoming a Dividend King, a company with at least five decades of uninterrupted dividend growth. Investors looking for a simple business that continues to churn out steady growth should take a close look here.

3. Clorox

Home products are one of the most underrated but consistent market segments. The Clorox Company(NYSE: CLX) is among a handful of companies that sell some of the most trusted consumer brands, including Clorox, Purell, Glad, Hidden Valley Ranch, Burt's Bees, Brita, and Kingsford. These are products people tend to buy and use regardless of the economy, and they tend to buy these brands because they know them.

Clorox's current dividend growth streak sits at 48 years, making it another soon-to-be Dividend King. Since the pandemic, Clorox has struggled with high costs and a cybersecurity breach. The stock price has tumbled, and the dividend yield is up to 5.2%. But Clorox still earns enough to cover its dividend, and the recent Gojo acquisition (Purell) should boost earnings growth.

4. Home Depot

Housing is one of the U.S. economy's prominent consumer markets, which has helped make Home Depot(NYSE: HD) one of the world's most successful retailers. People tend to invest in their homes, and that includes the maintenance and upkeep virtually every house needs. Home Depot stores blanket the United States, which has helped the company adapt to e-commerce by using its stores as a distribution network.

Home Depot returns much of its cash profits to shareholders through dividends and stock buybacks, a formula that has produced life-changing total investment returns over its lifetime. The stock is down right now due to a slow housing market and consumers struggling with rising living expenses. While housing may fluctuate, it's arguably an evergreen market. Investors should look into buying the stock on its current dip.

5. Medtronic

Healthcare is another forever market. People always need care, and there's an ongoing pursuit of newer and better ways to treat patients. Medtronic(NYSE: MDT) is one of the world's leading healthcare companies, with a broad range of medical products and equipment across cardiovascular, neuroscience, and general surgery applications. Medtronic's decades of success have made the stock a soon-to-be Dividend King, poised for its 50th consecutive annual dividend increase next year.

The company recently spun off its diabetes business segment as MiniMed to reignite growth and entered the robotics-assisted surgery market in the U.S. after its Hugo platform received FDA approval in December 2025. Shares offer a starting dividend yield of 3.5% and trade at less than 14 times 2026 earnings estimates. Analyst estimates of 6% to 7% annualized earnings growth over the coming years make Medtronic a bargain at this price.

Should you buy stock in Realty Income right now?

Before you buy stock in Realty Income, consider this:

The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Realty Income wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.

Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $445,672! Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,280,566!

Now, it’s worth noting Stock Advisor’s total average return is 948% — a market-crushing outperformance compared to 206% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.

See the 10 stocks »

*Stock Advisor returns as of June 10, 2026.

Justin Pope has positions in Clorox and McDonald's. The Motley Fool has positions in and recommends Home Depot, Medtronic, and Realty Income. The Motley Fool recommends the following options: long January 2028 $320 calls on McDonald's and short January 2028 $340 calls on McDonald's. The Motley Fool has a disclosure policy.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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Quick Read

Reaching $5,000 monthly after taxes requires between $770,000 and $1.9 million in capital, depending on yield tier and dividend tax treatment. AGNC's 14.1% yield cuts the capital requirement sharply, but its distribution has fallen 74% since 2010, illustrating high-yield principal risk. Sheltering ordinary-income payers like ARCC in an IRA while keeping JNJ in taxable accounts can meaningfully boost spendable income. Many financial professionals are salespeople paid on what they push, not whether you end up wealthier. A fiduciary is the opposite. The SEC legally requires them to put your interests first. Advisor.com's free matching tool pairs you with vetted fiduciaries from firms like Vanguard, Empower, and Edelman — in under three minutes. See who you match with today.

Five thousand dollars a month in spendable dividend income works out to $60,000 per year after federal tax, roughly equivalent to the salary of a typical police officer in Indiana. The headline yield shown on a brokerage statement does not tell the full story. Taxes, the type of distributions received, and future dividend growth all influence how much income ultimately reaches your checking account.

Start with the gross-up. Qualified dividends from blue-chip payers face a top federal rate of 0%, 15%, or 20% depending on bracket. Ordinary dividends from REITs, BDCs, and mortgage REITs are taxed at marginal rates that top out at 37% on income above $768,700 for joint filers in 2026. That spread is the whole game.

Blue-Chip Dividend Growth: 3% to 4% Yield

Dividend aristocrats and broad dividend-growth funds sit here. Johnson & Johnson (NYSE:JNJ) yields about 2.3% on a $5.28 annualized run rate after raising its payout to $1.34 quarterly in May 2026. P&G (NYSE:PG) lifted its quarterly to $1.0885, extending a streak that began in 1890.

Because these are qualified dividends, a retired couple needs roughly $62,000 to $68,000 of gross distributions to net $60,000. At a 3.5% blended yield, that math is roughly $1.9 million. The payoff for the capital outlay: JNJ shares returned 155% over the last decade and PG returned 124%, while the dividend grew alongside the price.

REITs, Telecom, and Preferred Income: 5% to 7% Yield

This is where REITs, telecom, preferred shares, and covered-call ETFs live. Verizon (NYSE:VZ) currently pays $0.7075 per quarter, a qualified dividend backed by a slow-grower telecom. Realty Income (NYSE:O) yields 5.4% on a $3.234 annualized monthly distribution, with 98.9% portfolio occupancy and a 670-month payment streak. REIT distributions are taxed as ordinary income.

Story Continues

The mixed tax treatment raises the gross target to roughly $70,000 to $80,000. At a 6% blended yield, that lands near roughly $1.3 million of capital. The tradeoff is dividend growth: Realty Income's quarterly only nudged from $0.27 to $0.2705 this year. That pace will not outrun the CPI trajectory from 321.4 to 332.4 over the past 12 months.

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Maximum Income With Principal Risk: 8% to 14% Yield

BDCs, mortgage REITs, and leveraged covered-call funds anchor this tier. Main Street Capital (NYSE:MAIN) yields 5.9% on its base monthly plus quarterly supplementals. Ares Capital (Nasdaq:ARCC) yields 10.1% on a $0.48 quarterly rate held steady for 13 quarters. AGNC Investment (Nasdaq:AGNC) yields 14.1%.

The capital requirement drops sharply. Grossing up to $85,000 at an 11% blended yield gets you to roughly roughly $770,000. The cost is principal. AGNC's monthly distribution fell from $1.40 quarterly in 2010-2012 to $0.12 monthly today, a roughly 74% cut. Tangible book value slipped 5.6% in Q1 2026 alone. The high distributions are real. So is the slow drain on the asset funding them.

The Income Factor Many Investors Overlook

The tax treatment of dividends can have a greater impact than the stated yield itself. A portfolio of qualified-dividend stocks yielding 4% may produce nearly as much spendable income as a portfolio yielding 5% to 6% that relies primarily on ordinary distributions. Dividend growth adds another layer of value. Johnson & Johnson's annual dividend increased from $3.98 per share in 2020 to $5.28 in 2026. A portfolio yielding 3.5% with annual dividend growth of 7% to 8% can double its income stream within about a decade, while a portfolio yielding 12% with little or no growth may generate roughly the same income year after year.

Three Moves Before You Commit Capital

Calculate actual annual spending rather than gross income. A retired couple often needs less than the $60,000 figure suggests once a mortgage is gone and payroll taxes vanish. Park ordinary-income payers like ARCC, MAIN, and AGNC inside an IRA where the marginal-rate hit disappears, and keep qualified-dividend payers like JNJ and PG in taxable accounts to capture the 15% to 20% preferential rate. Compare the 10-year total return of a 3.5% dividend-growth fund against a 10%-plus high-yield fund. The compounding gap usually settles the tier debate without further argument.

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Ein $40.000-Dividenden-Portfolio, das jährlich um 8% wächst, übertrifft ein statisches $90.000-Einkommensstrom in der 12. und erreicht 186.000 Dollar in der 20. Jahr. Inflation zerstört festes Einkommen. Ein flacher $40.000-Jahreszins schrumpft auf nur $12.300 in realer Kaufkraft über einen 30-jährigen Ruhestand hinweg. Die Wiederveranlagung von nur 25% der Dividenden im frühen Ruhestand hebt das Einkommen typischerweise zwischen 15% und 20% über dem Pfad ohne Wiederveranlagung in der 15. Jahr auf.

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Wenn Sie ein Einkommen für Ihr ganzes Leben wollen, dann sind diese drei Aktien ideal. Coca-Cola ist eine Dividendenkönigin mit einem dauerhaften Geschäft. NextEra Energy ist der größte Versorger und setzt seine Dividende weiter aus. Realty Income zahlt einen reichen monatlichen Dividende und hat ein resilientes Geschäftsmodell.

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Realty Income hat eine hohe Besitzquote und einen etablierten Kundenstamm, der seinen monatlichen Dividende weiterhin unterstützt. J.M. Smucker's Kaffeeunternehmen sollte trotz Sorgen über seine anderen Produkte weiterhin wachsen. PepsiCo hat auf die Bedürfnisse seiner Kunden gehört, was zu einem Wachstum geführt hat, das sein Geschäft wiederbelebt hat. 10 Aktien, die wir besser als Realty Income bevorzugen... Dividendenaktien, insbesondere solche, die ihre Dividende regelmäßig erhöhen, neigen dazu, unter verschiedenen wirtschaftlichen Bedingungen eine zuverlässige Wachstumsrate über Jahrzehnte aufrechtzuerhalten. Obwohl sie selten die schnellsten wachsenden Aktien in Bezug auf den Kurswert sind, machen ihre Konsistenz und steigende Dividenden sie beliebt bei Einkommensinvestoren. Heute bieten Dividendenaktien im S&P 500 (S&P 500) durchschnittlich einen Dividendenrendite von 1 %. Obwohl dies schlechter als Bank-CDs vergleichbar ist, die manchmal Raten über 4 % anbieten, haben viele dieser Aktien Dividendenrenditen, die solche Raten entsprechen. Wenn man auch die Dividendenwachstum und die Wahrscheinlichkeit langfristiger Kurswertsteigerungen berücksichtigt, könnten diese hochrentablen Dividendenaktien ein Leben lang halten und den Aktionären zahlen.

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Bei der REITweek-Konferenz haben viele Immobilienfonds ihre Geschäfte und Perspektiven vorgestellt. Während sie verschiedene Branchen abdecken – von Einkaufszentren bis zu Lagerhäusern und Datenzentren – arbeiten sie alle gegen einen unsicheren wirtschaftlichen Hintergrund an. Der Hauptanlass für Sorge ist, wie lange die Ölpreise aufgrund des Konflikts im Nahen Osten erhöht bleiben werden. Selbst wenn der Straße von Hormus heute wieder geöffnet wird, dauert es Monate, bis der Fluss von Öl und anderen Gütern normalisiert ist. Realty Income (O), einer der größten und ältesten Immobilienfonds, sagt, dass sein Modell gut positioniert ist, um mit Unsicherheit umzugehen. "Viele unserer Mieter funktionieren besser in unsicheren Zeiten", sagte CFO Jonathan Pong in einem Interview mit Seeking Alpha. Der Hauptmieter des Fonds ist der Einzelhandel. Stattdessen werden Menschen zu Hause kochen und Lebensmittel kaufen, anstatt ins Restaurant zu gehen oder einen Kaffee bei Starbucks zu trinken. Andere widerstandsfähige Sektoren sind Gesundheit und Fitnessclubs, Dollarläden (Dollar General ist der größte Mieter von Realty Income) und Lagerhäuser wie Sam's Club und BJ's Wholesale.

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Ein $1-Million-Portfolio, das von O und SCHD dominiert wird, erzielt etwa 43.770 US-Dollar pro Jahr, aber gibt 7.515 US-Dollar an Steuern ab bei einem Steuersatz von 24 %. Diese 7.515 US-Dollar pro Jahr, die in einen Roth-IRAn investiert werden, wachsen auf etwa 225.000 US-Dollar über 20 Jahre hinweg, was der dauerhafte Kostenunterschied zwischen einer richtigen und falschen Kontenplatzierung ist. Jetzt handeln: Der Analyst, der NVIDIA im Jahr 2010 richtig vorhergesagt hat, hat seine Top-10-AI-Aktien benannt – und AbbVie wurde nicht aufgeführt. Erhalten Sie die Namen kostenlos heute.